Ever had a client not qualify for financing or better program because their scores were just a few points to low? It's happened to us all! Did you know that by opting out of future credit offers they can increase their credit scores? I have been using this as a tool here in Nashville, TN for years and helped several clients get approved without the waiting involved in a full credit repair program.
The client simply needs to log on to http://www.optoutprescreen.com/and select the "5yr Opt Out" option. With their permission you can even do it for them. It takes about 4 minutes, even for the slowest hunt and peck typist. Generally I will wait about ten days before I will re-pull credit to see what the scores have increased too. This isnt a miracle cure for bad credit by any means, but if they only need a few points to qualify...you'll most likely get it. I've seen scores increase as much as 20 points, but thats rare. Usually its around 10. But if you have that client that is just missing a loan approval by a hair, I recommend it highly! Good luck!
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