How To Get Qualified For A Texas Home Mortgage

Hi and thank you for taking a moment to view this video. If you’re watching this you’re probably in the process of looking to buy a home. You may have heard that the process can be a little frustrating and challenging. It’s hard to get an offer accepted sometimes and you may be concerned that you can’t get approved.  You may have questions like how much of a down payment will I need, do I have to have perfect credit, what kind of an interest rate can I get or how much can I afford.

The process does not have to be challenging or frustrating. With that in mind it’s very important to work with a reputable mortgage lender. We want to make sure the process is smooth and stress-free. Getting a mortgage is not as easy as filling out an application and then going to closing but an experienced loan officer can guide you through the process.

My name is Richard Woodward of InterLinc Mortgage Services. With over 17 years of experience and hundreds of happy homeowners under my belt I can assure you the best home buying experience possible. My team and I are here to deliver concierge service.

From the initial application to closing we are just a phone call away. I encourage you to come into the office and meet with me so that we can talk about your needs. I deliver a complete consultation that looks at your financial status, I can provide to several options and you select the best mortgage program for you. Just selecting the lowest interest rate you can find online often times proves disastrous to your buying experience. 

From first-time homebuyers to luxury home buyers, we provide written Conditional Pre-Qualification Letters once we determine you are eligible. Then, when you are ready to make offers, I can call the listing agent to provide them the confidence they will need that you are prequalified to buy your new dream home.

InterLinc mortgage is a Texas based mortgage lender. We are local and have local resources which makes the buying process easier for you. My processing team, underwriting team, and closers are in-house.

Let’s talk today. We can start the process online, over the phone, or face-to-face in my office, the choice is yours. 

Richard Woodward, NMLS 217454

Office:  (214) 945-1066

Interlinc Mortgage, NMLS 205696

7711 San Jacinto Place, Ste 100 Plano, Texas 75024

Licensed by the Texas Department of Savings and Mortgage Lending (SML) Mortgage Banker Registration. InterLinc is an Equal Housing Lender. This is not an offer of credit or commitment to lend. Loans are subject to buyer and property qualification. Rates and fees are subject to change without notice.