I came across a movie called 99 Homes and when I read the synopsis, decided to give it a go. It is about the Real Estate business and of course only those that are in it can really know if it is on track or not. The same with doctors, police and scientists too. When they watch their movies, they know real from Hollywood hype. Real is upon you here...
REMEMBER THE CRASH?
It takes us back to the most recent time of short sales, foreclosures, defaults, banking failures, cash for keys, bail-outs, loss of jobs, families in distress and uses reality, precise lingo and actual circumstances to deliver the storyline. It doesn't hold back either. This really happened not too long ago. Some of it is still here too
PREDATOR-PREY
What makes this movie so compelling is that it portrays, in your face and deep down within your guts how ordinary people all over of every kind were tossed around, discarded and made into instant victims when the economy failed and the the industry at large became a predator-prey relationship. Borrower-lender failed. Survival of the fittest kicked in. Might made right and the gold ruled...period!
EXCELLENT DIALOG
Heart-wrenching scenes that impact you and also leave you wondering what comes next are delivered with a one-two punch. The dialog is worthy of quoting what actually was going on with the banks, courts, random people and families at risk. It put faces on it all and brings it into your personal view.
THE LAW PREVAILS
I have done evictions for decades and I will be the first to tell you how hard it is to see your fellow man being treated LEGALLY this way and by that I mean through an established set of laws and rules that are not personal but if entangled by them, will take you out and there is nothing you can do about it. Humans being shamed and thrust into suffering is not pretty no matter what the circumstances are
OH NO...no no no no please
Seeing the different people suffering by age, circumstances and having to subsist on pure raw hope, despair and eventually anger followed by just plain giving up causes your stomach to go into knots. When kids are being evicted, you cannot lift your own head up long enough to see where you are going
SOMEONE HAS TO DO IT
This movie captures that and more. Interspersed with this is the people who profit from it all. Bankers, investors and Real Estate agents who pounce and act (legally I might add) on the misfortune and failures of others are portrayed accurately. You may not like seeing and hearing it, but someone has to do it. The police portrayed where very effective and professional doing a dirty but necessary job
PERSONAL SERVICE MADE IT PERSONAL
I always spent time in the trenches, the places where all rubber hits all roads and deep down life is at work functional or not and it affects people differently. I remember fighting with the banks, trying to do loan mods, buy people time/hope and how hard and near impossible it was for years too. Very trying
THE TRUTH OF IT ALL
The various explanations given by aggressive agents, eviction teams, banks and investors as to their right to do what they do is plausible & acceptable but hard going down. YOU did this to yourself. We didn't! It still doesn't help the viewer accept it or like it.
THERE GO I BUT FOR THE GRACE OF GOD
Its just seeing how it all ends and effects people who end up being collaterally damaged damages you the participator of it all. The point of borrowing money and paying it back (or not) is made and one sees how their own beliefs caused their own downfall but only while they were on a learning curve. NO one started out to beat the banks, shoot themselves in the foot or plan to fail yet here they are in droves!
GUT-WRENCH
This movie is available online with many free offerings to view it. Its watching it that one should prepare themselves to do. Remember, it is not gore, suspense, thrills or action-packed scenes but oh so real, random heart-break failings of decent people who could be you, your friends, family or neighbors
BAIL-OUT?
The other day, I was at lunch with my fellow professional and politics came up. We both agreed that the current situation is not our finest hour. One thing led to another and my friend says..Ask yourself this question. What happened to all that bail-out money? Oh, it was paid back but where did it go?
FEW OBSERVATIONS
Locksmiths, police forces and other random agents and agencies at some point refused to evict people.
People who lost their homes saw how it sold for what they could afford to pay and stay to someone else
Adding insult to injury was marking/burdening peoples credit scores for years with their "mistake".
Using tax-payer money (bail-out) to help everyone involved except the ones who needed it the most
Cash for keys made it easier but not forgiving. This movie shows how that was abused/used & refused
99 HOMES movie...a punch in your Real Estate face that you should take. Sobers one up real well
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