Monthly Credit Repair Tip

Order your credit reports from the top three credit bureaus -- Equifax, TransUnion and Experian.  What are they saying about you?  More than likely they're all contain slightly different information.  In most cases creditors may only report to one or two of the credit bureaus.  There is no law requiring creditor to subscribe to a particular credit bureau.

If you've been denied credit, insurance or employment because of your credit report, you are entitled to a free copy of your report from the reporting agency. The company you applied to must supply the credit bureau's name, address and telephone number. You have 60 days after receiving the denial notice to request your copy

Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
(800) 685-1111

Experian (formerly TRW)
P.O. Box 2104
Allen, TX 75013-0949
(888) 397-3742

Trans Union Corp.
760 W. Sproul Rd.
Springfield, PA 19064-0390
(800) 888-4213