Thirty-year and 5/1 ARM loans rose, while 15-year fixed loans remained the same, according to a NerdWallet survey of mortgage rates published by national lenders Tuesday.

Mortgage Rates Today,
Tuesday, Oct. 4

(Change from 10/3)
30-year fixed: 3.61% APR (+0.01)
15-year fixed: 3.02% APR (NC)
5/1 ARM: 3.54% APR (+0.03)

More borrowers paying mortgages on time

Homeowners, pat yourselves on the back, because you’re doing a great job. New data show that 94.7% of mortgages were current and performing at the end of second quarter 2016, compared with 93.8% a year earlier, according to the Office of the Comptroller of the Currency’s quarterly report on mortgages.

The OCC Mortgage Metrics Report also showed that foreclosures were down, which mirrors recent CoreLogic data. The OCC’s survey showed that reporting mortgage servicers initiated 48,732 foreclosures during Q2 this year, down 31.1% from 2015.

Data come from seven national banks with considerable mortgage-servicing portfolios: Bank of America, Citibank, HSBC, JPMorgan Chase, PNC, U.S. Bank and Wells Fargo.

Homeowners looking to lower their mortgage rate can shop for refinance lenders here.

NerdWallet daily mortgage rates are an average of the published APR with the lowest points for each loan term offered by a sampling of major national lenders. Annual percentage rate quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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Deborah Kearns is a staff writer at NerdWallet, a personal finance website. Email:dkearns@nerdwallet.com. Twitter: @debbie_kearns.

The article Mortgage Rates Today, Tuesday, Oct. 4: Moving Up, Mortgages Paid on Time originally appeared on NerdWallet.