MORTGAGE INTEREST RATE LOCK ADVISORY 11/22/2016

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Mortgage and Lending NMLS 291249
MORTGAGE INTEREST RATE LOCK ADVISORY
November 22, 2016, 7:45 AM PT 
 
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Reverse Mortgages Provide Senior Financial Security.
MARKET INDICATORS
  • Rate Price Based on 3% MBS, Down -0.09 Point. 
  • DJI Stocks - Currently, $18,982.06, Up $25.37 0.13%
  • Asian & European Stock Market Indexes Up 0.842%
  • Crude Oil (WTI) - Currently, $47.95, Down ($0.29)
  • Gold 1 Ounce - Currently, $1,210.50, Down ($2.10)
MARKET REPORTS & ANALYSIS    
  • Rate Lock Advisory. Rates are improved slightly this morning. In this current market LOCK on any price improvement.
  • Today's Market Data: No market moving news expected Tuesday. Except possibly FOMC Minutes at 11:AM PT,
  • Monday's Mortgage Market: prices for rates based on Mortgage Backed Securities (MBS) closed down 0.21 point.
  • 30-year fixed-rate mortgage (FRM) averaged 3.94 percent with an average 0.5 point for the week ending November 17, 2016, up from last week when it averaged 3.57 percent. A year ago at this time, the 30-year FRM averaged 3.97 percent.
     
 
It's Black Friday and mall is packed with shoppers and Frank can't find his wife.
He goes up to a very attractive woman and says, "Excuse me, can you help me? I cannot see my wife, and I know that she is here in the shopping mall somewhere. Can you just talk to me for a couple of minutes?"
The attractive woman replies, "Why?"
Frank comes back with, "Because every time I talk to a beautiful woman, my wife materializes out of thin air."
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Cyber criminals are hacking email accounts and sending emails with fake wiring instructions. These emails are convincing and sophisticated. Always independently confirm wiring instructions in person or via a telephone call to a trusted and verified phone number. Never wire money without double-checking that the wiring instructions are correct.
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