Your #1 Washington County Mortgage Specialist!

PURCHASE A HOME WITH "NO DOWN PAYMENT/NO MONEY DOWN" (TWO PROGRAMS):

#1.  Single Family Housing Guaranteed Loans - Eligibility with less than perfect credit

100% No Down Payment, Low 30 Year Fixed Rate!

PURCHASE ONLY!
 
The Guaranteed Rural Housing (GRH) loan program provides moderate income families with access to affordable home ownership in eligible areas with a population under 20,000 people. Approved GRH lenders provide home purchase financing requiring no down payment and can finance loan closing costs and repairs up to the property's appraised value.

#2  FHA is "Your Door to Homeownership," - Eligibility with less than perfect credit

NO or Low downpayments, Easy credit qualifying. A loan at a reasonable cost And, money for repairs. Low 30 Year Fixed Rate!

REFINANCE:

Refinance with no cash back up to 97% of the value of your home

Refinance with cash out to 95% of the value of your home

Only need 2 years out of BK - must have good pay history after BK

Can leave Chapter 13 open or pay it off

Foreclosure started but didn't foreclose? Can refinance 1 year later if no mortgage lates

Foreclosed? Can refinance 2 years later if no mortgage lates

Use non occupying Family Members for more income no matter what credit score

Can disregard debt on credit bureau if someone else is paying it

Can use trade lines not on credit bureau, example: cell phone, insurance, 401k, etc...

Rural- No max LTV and No max Acreage

"Mortgages Made Easy"

Serving ALL of Wisconsin!!!

Donna Paserba
414-698-5091 / fax: 414-527-4700
https://www.wisconsinhomeloan.net (secure site)