Am I too young to buy a home?

By
Real Estate Broker/Owner with Christiansen Group Realty (260)704-0843

Over the 9 years our team has been selling real estate in the Fort Wayne area, we have worked with MANY young and first time home buyers.  We get asked this question a lot.  

 

Am I too young to buy a home?  The answer is always the same:  It depends.

 

1.  Can you afford it?  Buying is often cheaper than renting, but the upfront costs are higher.  You need to consider what type of loan you qualify for and how much money you'll be putting down.  We highly recommend talking to one of our lending partners or talking to your own if you have one.  

 

Upkeep is something else you want to consider.  If you own your home the repairs are up to you and can get costly.  We always recommend a home warranty which will absorb some of the costs if needed.  

 

2.  What does the future hold?  Do you plan on raising your family here?  Is this a short term purchase where you'll be moving in the next 3-5 years?  

 

We always ask our buyers these questions to help them decide on where and what to buy.  Nobody has a crystal ball, but we do like to educate and tell our buyers to look to the future.  If you have a short term plan and will want to sell within a few years, there's a good chance you won't build enough equity to absorb the costs of selling.  

 

3.  Do you know why you want to buy?  This is a huge investment.  It's a giant decision.  Make sure that you are 100% committed to buying aAm I too young to buy a home? home before you jump into something like this.  

 

We are not your parents and can't make this decision for you.  Our team is not just out here to make sales.  We want to make sure that you're comfortable where you are with your decision to purchase a home.  If you do decide that now is the time, we'll hold your hand through the entire process and beyond.  

 

It's always 100% your choice who you use as a Realtor®, a home inspector and a lender.  We have an entire team in place with like minded people that are hands on and always put their clients first.  

 

If you'd like to have a pressure free chat about your needs and if buying a home is right for you, give Amanda Christiansen with Century 21 Bradley a call at (260) 704-0843 and we can connect you with the right people to make the home buying process as smooth as possible for you.  The Christiansen Team Fort Wayne

Posted by

 

 

   

Fort Wayne Realtors Jared and Amanda Christiansen with Century 21 Bradley

Amanda Christiansen is an award winning Realtor with Christiansen Group Realty.

 

Jared Christiansen is a business partner and in charge of marketing and taking care of things behind the scene.

 

Enough about us...

 

Tell us what you want your real estate experience to be, and we will do it YOUR way.

 

Buying a home in Fort Wayne? Tell us your wants and needs. Let us know how you envision your family living.  Tell us what's important to YOU, and we'll find the community and home that fits.  

 

Selling your home in Fort Wayne?  Our job is to make you the most money possible in the shortest amount of time. We offer our sellers professional staging, professional photography, and more internet marketing than most. 

 

We are committed to giving you everything we have to offer.  We are both full time agents and will work around your schedule.  Do nights and weekends work better for you?  NO PROBLEM. We are here to help YOU at YOUR convenience.

 

Amanda can be reached at 260-704-0843, and Jared can be reached at 260-704-0842, or you can email us at JaredChristiansen@gmail.com, or Amanda427@gmail.com.

 

 

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Rainmaker
930,336
June Piper-Brandon
Remax New Beginnings - Baltimore, MD
Piecing Dreams One Home at a Time

Interesting question.  If I kn ew then what I know now I would have bought my first house much earlier than I did, all that rent I paid to others.  It's a big responsibility but perhaps a little condo to start with would have been a good idea!!

Nov 30, 2016 06:44 AM #1
Rainmaker
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Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Great blog and you know Real Estate is still better then playing the market.  Make it a great day!

Nov 30, 2016 07:39 AM #2
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Ed Silva
RE/MAX Professionals, CT 203-206-0754 - Waterbury, CT
Central CT Real Estate Broker Serving all equally

No 2 people's situations are the same and only after thoroughly talking it out with someone in the family and outside the family should that decision be made

Nov 30, 2016 07:48 AM #3
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Jeff Dowler
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude - Carlsbad

I really enjoyed this post. It's an excellent question and as with many in real estate, the answer is "it depends" as so pointed out so well. Age is not so much a factor as many other matters!

Nov 30, 2016 10:12 AM #4
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Amanda Christiansen
Christiansen Group Realty (260)704-0843 - Fort Wayne, IN
Christiansen Group Realty

Thank for stopping by everybody!  

Dec 01, 2016 11:43 AM #5
Rainmaker
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Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400
The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803 - Plainview, NY
Long Island Condo & Home Sale Specialists

Oh yes, # 1 on the list is can they afford it. So important to meet with a mortgage specialist first!

Dec 05, 2016 04:30 AM #6
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Christiansen Group Realty
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