In this new construction, during the pre-drywall walk through, I was looking for the missing indoor hose bib shut off valves.
And could not find them. Yes the basement was dark, as it was about 615am, but I have a great flashlight!
The indoor shut-off valves are typically located where the yellow arrows indicate.
The water main is below this photo, and to the right.
Usually the water service valves are all in the same location.
Sometimes the hose bib valves are elsewhere, but I could not find them anywhere. And the County had already approved the plumbing for the house!
In order to winterize the hose bibs an indoor shut-off valve must be present for each. So even if the builder tries to say that the County approved 
the installation valves here would still be needed. It gets cold here!
My recommendation: just because the house is new and the builder states that there are dozens of inspections does not mean that another set of objective eyes are not needed on the project. The front hose bib was left protruded from the wall to accommodate the faux stone, but it was sticking too far out and will have to be adjusted. The County approved that too. But CPVC is not very strong and that installation will have a great potential to break open and leak. It will have to be altered. In fact, there were many things that were "approved" on this house that will have to be altered! And they will be. My report, and photos, were clear. Hire a thorough home inspector on new construction! You will be glad you did!
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