This photo is of Alex, my painter in Kona, who just finished repairing and painting all of the ceilings in our vacation house in Hawaii. Amazingly, the big 6.7 earthquake of 2006 caused little damage to the walls in the house. Most of the damage and cracks occurred in the ceilings and cement slabs. But then this home was built in 1990, so it fared better than some of the older structures in town.
We have several small earthquakes every day. According to Kailua-Kona Earthquake tracker, precisely 100 earthquakes over the past 30 days. Plate tectonics and hot spot, you know.
I thought about insurance and called my agent on Oahu. The State Farm office could not answer my questions about rates for earthquake insurance and whether I needed flood insurance. Actually, I think flood insurance is a good idea even at higher elevations like ours. We might not get hit by a tsunami, but a heavy rain could flood the house. Let's not even talk about 3 active volcanoes!
Then I picked up Hawaii West Today and noticed I have a State Farm agent right here in our HOA. I talked to that office on Wednesday about transferring my policy, called the Oahu office to get it changed. Being in Hawaii, they might get around to it next week.
BTW, as I shot this photo of Alex, he managed to stick his head into the wet paint. You can read more in my personal blog today at this link: Fixing Ceiling Cracks After an Earthquake in Hawaii.
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