Received a message on my phone about a 203k loan draw inspection needed on Christmas Day in Modesto... no address, no name, just "this is the contractor on the job in Modesto, need an inspection at 3 pm today, I know it is Christmas Day but I really need the cash flow."
I was mystified and was laughing while thinking what a dufus the contractor must be to request it that way. I'm in Charlotte NC he is in Modesto CA...
About an hour later my son-in-law shares that he placed that order for the draw inspection. HA HA.
I have another client last week that insisted I come out for a draw inspection in Madera on Friday the 29th of December... then called on Wednesday to tell me the part didn't arrive or was the wrong part and they needed to get a firm inspection scheduled if I could share my schedule.
Lets see, the new part will be here in 5 days... we have a holiday in the mix so
I asked "when will your part be there?" He couldn't say.
I asked what day will it be installed? He couldn't say.
I asked if it will be the correct part this time? He only said "I hope so"
Then I suggested that he actually get the part installed then call for the draw inspection... he didn't like and asked several more times before he understood the process.
1) get the work completed
2) Call for an inspection
3) Then we process the draw for what was completed
This week I did a final, the downspout on one side of the home directed all the water directly down at the base of the corner of the foundation... NOT GOOD. I was told it would be repaired today. That is nice but it isn't repaired now.
Draw inspections are designed to pay the contractor for items that are completed or a % of completion at the time of the inspection. Not an hour later, not a minute later. Over the years, I've gone to lunch and come back to see something completed, I've gone to several other draws in the area and come back but we must see the completed work in order to authorize pay for the repairs.