Are you planning on purchasing a home in the Auburn - Opelika area soon and are wondering if is hard to obtain a mortgage? From the early 2000s through the housing bubble's burst in 2006, mortgages were extremely easy to get for anyone with even decent credit.
Back in those days, legitimate banks and lenders offered no-documentation loans -- mortgages where the consumer tells the bank how much he or she makes, which is then not verified -- and low-documentation loans, where some checking (maybe looking at pay stubs) was done, but not much. Less-scrupulous lenders even offered something known as a "NINJA" loan, or a "no income, no job, no assets" mortgage.
For all of your real estate needs in the Auburn-Opelika area please contact me at (334) 332-7263 or email me at LauraSellers01@Gmail.com or visit my website. I look forward to helping you buy the home of your dreams or sell your existing home. Search for Auburn homes for sale or Search for Opelika homes for sale here.