Window Shopping for Homes?

Real Estate Agent with Brown Realty, 210-789-4216, TREC #0492321

Your Local Real Estate AgentWindow Shop for homes all you want on my website, and when you are ready, willing and able, let's discuss all your options in today’s market. Yes, you first need to have some money saved for down payment and closing costs, because in our present seller's market, don't expect the sellers to contribute to any of your costs. Next, you'll need a minimum of  $3000 up front money, for things like earnest money, appraisal fees, home inspection fees, and option money fees.

Your down payment is determined by the type of loan you are approved for. FHA loans require a down payment of 3.5 percent of the sales price, and conventional loans, depending on the credit scores and history can require 5 to 10 percent down payment. USDA and VA loans are 100 percent financing, and require NO Money Down, however, there will be a VA funding fee that may be rolled into the note.  

The normal amount of earnest money requested is one percent of the sales price of the home. For example if the sales price is $200,000, the earnest money will be $2,000. Appraisals can be approximately $400 to $500, and home inspections normally costs around $400 depending on the size of the home, and if you’ll require a termite inspection, it  can be an additional $75. When you elect to take the option period, which gives you the right to terminate during that specific time period, that costs varies from $10 to $20 per day.

Being Ready with Pre ApprovalBeing ready means that you are already Pre-Approved with a financial institution, or ready to get pre-approved from a local lender. Willing means that you are motivated and ready to work with a local real estate professional, who can assist you through the whole process from contract to closing. Being able means that you have the necessary funds for all the upfront expenses required in today’s market.


First time home buyers may qualify for various state or federal funding to help assist with the down payment and closings costs. Your local real estate professional can assist you with these resources that can help you get into your first home. Texas for example has programs for Texas Heroes. Through our Homes for Texas Heroes Program, Texas State Affordable Housing Corporation provides home buyer assistance specifically for teachers, police officers, correctional officers, firefighters, EMS personnel, and veterans meeting certain income requirements. These professionals have dedicated their lives to the welfare of Texas families, and they should be able to buy a home in the communities they have worked so hard to protect.

So continue to do your window shopping on my website at Homes For Sale in San Antonio, and call Jerry at 210-789-4216 when you are ready, willing and able to purchase your first or next home. If you are looking to move up into a larger home or your Dream Home, Find out Home Much Your San Antonio Home is Worth, and let’s get it on the market soon. Let’s beat the Spring Rush!


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Harry F. D'Elia
Real Estate and Beyond, LLC - Phoenix, AZ
Investor , Mentor, GRI, Radio, CIPS, REOs, ABR

I will be converting a tenant into a home buyer in the next couple of months.

Jan 11, 2017 06:15 PM #1
Lisa Von Domek
Lisa Von Domek Team - Dallas, TX
....Experience Isn't Expensive.... It's Priceless!

Hello Jerry Newman 

Ready, willing and able buyers in San Antonio will be in good hands when they work with you!

Jan 11, 2017 06:37 PM #2
Dorie Dillard
Coldwell Banker United Realtors® ~ 512.346.1799 - Austin, TX
Serving Buyers & Sellers in NW Austin Real Estate

Good evening Jerry Newman ,

Sounds like Window shopping on your website is the best bet for buyers in San Antonio! There is no doubt they can count on you for excellent representation.

Jan 11, 2017 06:41 PM #3
William Feela
Realtor, Whispering Pines Realty 651-674-5999 No.

Shopping on the computer is the new way to kick the tires as they say

Jan 11, 2017 07:56 PM #4
Nathan Gesner
American West Realty & Management - Cody, WY
Broker / Property Manager

This is a good article about stepping up from window shopper to buyer.

Jan 11, 2017 09:05 PM #5
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude - Carlsbad

Hi Jerry

Great article on coaching buyers from the window shopping phase to being serious buyers. Seems that everyone starts out online these days.


Jan 11, 2017 10:56 PM #6
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

Jerry,  I like this ... window shopping for a home.  There are things that a buyer must do before they actually shop.

Jan 12, 2017 02:53 PM #7
Alexander- Slocum
Premiere Property Group, LLC - Vancouver Washington - Vancouver, WA
Realty Team- Vancouver WA Real Estate

Hi Jerry, this is excellent information for those many window shoppers out there to be better up-to-speed with the knowledge ad tools they'll need when they connect with you to formally shop for and buy their home.  John and Kat

Jan 12, 2017 07:53 PM #8
Endre Barath, Jr.
Berkshire Hathaway HomeServices - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Jerry what a great and very informative post for those first time home buyers/window shoppers, hope they learn and reach out to you, Endre

Jan 19, 2017 10:11 PM #9
Kasey & John Boles
Jon Gosche Real Estate, LLC - - Boise, ID
Boise & Meridian, ID Ada/Canyon/Gem/Boise Counties

Great information.  Some people "window" shop for years before they are ready to buy.  And that's ok.  You are there when they are ready. -Kasey

Jan 27, 2017 10:06 AM #10
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Jerry Newman

Texas REALTOR, San Antonio Military Relocation
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