USDA Home Loan Maximum Income Requirements in NC

By
Mortgage and Lending with Equity Resources

Use this information to see if your family meets the USDA Loan requirements for maximum family income limits.  The table below shows the current 2017 USDA Home Loan Maximum Income Requirements in NC – and it is based upon the number of people who live in your household.

In North Carolina we have portions of our State that are under a “designated” MSA… this means that if you live near a Metropolitan Area (like Raleigh) you might not see your County listed for Maximum Income Limits in the Table below – you would look at Raleigh.

The Raleigh Area includes Wake County, Johnston County and Franklin County.  The Charlotte Area is actually broken out into 2 different MSA’s in the USDA Loan Eligibility site. If you are looking for a USDA Loan in Mecklenburg County, Cabarrus County, York SC, Union County or Gaston County – you will have a limit for a family of 1 to 4 members of $78,800 and $104,000 for those with more than 5 people in the home.  The “second” area listed in the USDA Loan Eligibility site is simply for Anson County, therefore, we’ve shown that separately.

USDA Home Loans are no down payment loans with very low mortgage interest rates. Two of the major USDA Home Loan Qualifying Requirements are that the property be located within in a “designated” USDA Home Loan area – and the household income must not exceed the limits below.

There are ways that we can look at the “Adjusted” Income in your family – so if you have questions, or you’ve been told you are OVER the USDA Home Loan Maximum Income Requirements in NC – please call Steve and Eleanor Thorne at 919 649 5058

Area in NC Family of 1- 4  Family of 5+
     
Asheville, NC MSA    
  75650 99850
Haywood County, NC MSA    
  75650 99850
Burlington, NC MSA    
  75650 99850
Charlotte-Concord-Gastonia, NC-SC MSA * / Not Anson County  
  78800 104000
Durham-Chapel Hill, NC MSA    
  82000 108250
Person County, NC MSA    
  75650 99850
Fayetteville, NC MSA    
  75650 99850
Hoke County, NC MSA    
  75650 99850
Goldsboro, NC MSA    
  75650 99850
Greensboro-High Point, NC MSA  
  75650 99850
Rockingham County, MSA    
  75650 99850
Greenville, NC MSA    
  75650 99850
Hickory-Lenoir-Morganton, NC MSA  
  75650 99850
Jacksonville, NC MSA    
  75650 99850
Raleigh-Cary, NC MSA    
  91850 121250
Rocky Mount, NC MSA    
  75650 99850
Wilmington, NC MSA    
  75650 99850
Winston-Salem, NC MSA    
  75650 99850
Alleghany County, NC    
   75650  99850
Anson County, NC    
  75650 99850
Ashe County, NC    
  75650 99850
Avery County, NC    
  75650 99850
Beaufort County, NC    
  75650 99850
Bertie County, NC    
  75650 99850
Bladen County, NC    
  75650 99850
Camden County, NC    
  83250 109900
Carteret County, NC    
  75650 99850
Caswell County, NC    
  75650 99850
Cherokee County, NC    
  75650 99850
Chowan County, NC    
  75650 99850
Clay County, NC    
  75650 99850
Cleveland County, NC    
  75650 99850
Columbus County, NC    
  75650 99850
Craven County, NC    
  75650 99850
Dare County, NC    
  80700 106500
Davidson County, NC    
  75650 99850
Duplin County, NC    
  75650 99850
Gates County, NC    
  75650 99850
Graham County, NC    
  75650 99850
Granville County, NC    
  75650 99850
Halifax County, NC    
  75650 99850
Harnett County, NC    
  75650 99850
Hertford County, NC    
  75650 99850
Hyde County, NC    
  75650 99850
Iredell County, NC    
  75650 99850
Jackson County, NC    
  75650 99850
Jones County, NC    
  75650 99850
Lee County, NC    
  75650 99850
Lenoir County, NC    
  75650 99850
Lincoln County, NC    
  75650 99850
Macon County, NC    
  75650 99850
Martin County, NC    
  75650 99850
McDowell County, NC    
  75650 99850
Mitchell County, NC    
  75650 99850
Montgomery County, NC    
  75650 99850
Moore County, NC    
  75650 99850
Northampton County, NC    
  75650 99850
Pamlico County, NC    
  75650 99850
Pasquotank County, NC    
  75650 99850
Perquimans County, NC    
  75650 99850
Polk County, NC    
  75650 99850
Richmond County, NC    
  75650 99850
Robeson County, NC    
  75650 99850
Rowan County, NC    
  75650 99850
Rutherford County, NC    
  75650 99850
Sampson County, NC    
  75650 99850
Scotland County, NC    
  75650 99850
Stanly County, NC    
  75650 99850
Surry County, NC    
  75650 99850
Swain County, NC    
  75650 99850
Transylvania County, NC    
  75650 99850
Tyrrell County, NC    
  75650 99850
Vance County, NC    
  75650 99850
Warren County, NC    
  75650 99850
Washington County, NC    
  75650 99850
Watauga County, NC    
  75650 99850
Wilkes County, NC    
  75650 99850
Wilson County, NC    
  75650 99850
Yancey County, NC    
  75650 99850

Connect with us on Google Plus or Facebook! If you have questions about USDA Home Loans and Income Requirements in NC, call Steve and Eleanor 919 649 5058 

close

This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Topic:
Lending / Financial
Location:
North Carolina
Groups:
North Carolina Real Estate
Mortgages
Tags:
usda home loan
usda loans nc
income requirements usda loans

Post a Comment
Spam prevention
Spam prevention
Post a Comment
Spam prevention

What's the reason you're reporting this blog entry?

Are you sure you want to report this blog entry as spam?

Ambassador
243,187

Eleanor Thorne

Equity Resources 919-649-5058
I Answer Questions :)
*
*
*
*
Spam prevention

Additional Information