Strange question, in this foram. Isn't it? But, that's what happens when you don't know what you're doing and promiscuously fool around anyway!
"Don't lecture us! It's our right! We're entitle It's our right! We're entitled! We're entitled! We're entitled! It's our right!"
You're right! It's your right!
Don't blame us in the know! Don't blame us if lives are changed. Don't blame us if families are hurt! Don't blame us if opportunities are lost!
Don't blame us if you've been knocked around. Don't blame us if you get screwed!
Just because things can be done, just because the idea turns you on doesn't mean you can do it. Just because it can be done doesn't mean you're entitled!
I'm tired of people feeling they're entitled to a short sale! Or a governmental bail out! (What did you think we were talking about? I've got nearly 40 years in real estate, I'm not Dr. Ruth!)
In this time of moral financial crisis so many sellers, buyers, and agents feel they're entitled to promiscuously fool around with short sales! They're entitled! They're entitled! They're entitled! Why? Because it will make them feel so good!
Just because you've got a problem doesn't mean you entitled to the bank's money!
Just because you'd have us believe, you innocently/inadvertently got yourself in trouble, doesn't mean someone else should support you!
Just because you took out an expensive second and now can't afford it, doesn't mean the lender with a perfectly good and secured first should now give you money to settle with all those that came after!
If you want or need the lenders help, you'd better seduced them too! With few exceptions people and institutions do things because they see something good in it for them. Seduction is the art of convincing the other party that it will be good for them too. Sales is the same thing with out the "too!"
If your approach to a lender is adversarial, or one of entitlement you may remain a virgin! You either need to seduce the lender or sell the idea that it is in their best interest. You're really not entitled to their money! If they can recover all or most of it with out you they don't need you.
You need to realize that some can't be seduced or sold! Sometimes there is just nothing in it for the lender. Sometimes you just can't catch their eye. Sometimes there are outside forces that control their decisions.
All to many who get involved in short sales are going to be like the professional lady who some weeks after the orgy finds out she has been raped, when the check bounces! Sellers facing foreclosure often find themselves a willing participant in a gang raped!
Harsh words? Naw! Wait until you here from the attorneys! Those words will be harsh.
Bill
William J Archambault Jr
The Real Estate Investment Institute
PS: Don't forget that to make a short sale all liens must be paid! When a lender forecloses they only need be concerned about any superior liens!
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Bill, Have you ever been accused of being someone who beats around the bush? Good post.
Don R.