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DAILY NEWS AND ADVICE FROM REALITY TIMES 05/08/2008

Investors who got used to easy money during the boom years - helped along by Wall Street, Freddie Mac, Fannie Mae and private mortgage insurers - need to adjust to some sobering new realities: Their traditional sources of credit are squeezing the pipeline. FULL STORY->

New Jersey Estates/
Weichert Realtors

Paul S & Pat C

May 2008

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Daily News And Advice
Updated 01:00 AM CDT Today

Today's Feature Stories

Investor Report: Traditional Credit Sources Squeezing Pipeline

Realty Viewpoint: Lower Pending Sales Trend Could Have Been Worse

The Pending March home sales index was lower by one percent. The real surprise is that it wasn't worse. FULL STORY->

Regional Report: West

In looking at reports from the Western United States Real Estate market, it's a mixed bag as usual from our crew of on-the-ground market experts. FULL STORY->

Successful Browsing For Housing

Browsing for housing online isn't just about fat bandwidth and interactive content. DotHomes.com says using a studied approach to home shopping online is more important. FULL STORY->

Fall in Love With What You Do: Six Ways to Fuel Your Business With Passion and Purpose

Some of the greatest minds in business have expounded the merits of loving what you do for a living. Yet all too often -- somewhere between idyllic childhood dreams and the reality of everyday work -- many people lose their passion. They deny the drive that could lead them to greatness and instead find themselves either chasing the dollar or following the path of least resistance. Don't let that be you. Not now, not ever. FULL STORY->

Headlines

Investor Report: Traditional Credit Sources Squeezing Pipeline
Investors who got used to easy money during the boom years - helped along by Wall Street, Freddie Mac, Fannie Mae and private mortgage insurers - need to adjust to some sobering new realities: Their traditional sources of credit are squeezing the pipeline. FULL STORY->

Regional Report: West
In looking at reports from the Western United States Real Estate market, it's a mixed bag as usual from our crew of on-the-ground market experts. FULL STORY->

Market Conditions: Phoenix, Arizona
Market expert Susan Kessler is reporting some low sales figures for the Greater Phoenix metro area. FULL STORY->

Is This Foundation Issue New?
tba FULL STORY->

Fall in Love With What You Do: Six Ways to Fuel Your Business With Passion and Purpose
Some of the greatest minds in business have expounded the merits of loving what you do for a living. Yet all too often -- somewhere between idyllic childhood dreams and the reality of everyday work -- many people lose their passion. They deny the drive that could lead them to greatness and instead find themselves either chasing the dollar or following the path of least resistance. Don't let that be you. Not now, not ever. FULL STORY->

Successful Browsing For Housing
Browsing for housing online isn't just about fat bandwidth and interactive content. DotHomes.com says using a studied approach to home shopping online is more important. FULL STORY->

Guess What? Predatory Lending Is Not A Crime
There's lots of talk about predatory lending, but the reality is that predatory lending is not a federal crime. Columnist Peter G. Miller explains. FULL STORY->

Condo Trends: Reserve Funds Dirty Little Secret?
The State of Washington will be only the sixth state in the Union to require condominium associations to disclose their financial stability. FULL STORY->

Interest Rate Update
Today's Interest Rates from Realty Times are based on a 30 year amortization rate, with good credit and no origination fees. Conflicting economic reports have mortgage rates in a quandary with no move up or down. FULL STORY->

Realty Viewpoint: Just What We Need - Another Housing Index
Now that home prices have dropped nationwide, but only in a little over half the major markets, for the first time in 68 years, home price indexes are sprouting like weeds in the front yards of foreclosures. FULL STORY->

Regional Report: South

Market Conditions: Dallas, Texas

Mortgage Moment: Contract Forms

Is Builder Required to Offer a Warranty.

Avoiding Mortgage Fraud

Ask the HOA Expert

Twenty Positive Outcomes from This Tough Market

So Many Homes, So Few Buyers

New Homes: California's Inland Empire Makes Green

Realty Viewpoint: Suburbia Blown Up By Gas Bubble

Regional Report: Northeast

Market Conditions: Nashville, Tennessee

What Does "Amortization" Mean?

Real Estate Marketing Strategies: How to Make Sure You Get the Money You've Earned

The Five Biggest Mistakes Experienced Agents Make

Recession-Proof Real Estate and the National Economy: One-On-One With Dr. Krause

Is a Trend the Best Reason to Buy?

Washington Report: Low-Cost "Gap" Financing

Wild, Wild West: Montana's Big Sky Is Falling

Realty Viewpoint: Why Buy Now? Media Is Wrong About Housing Slump

New Homes: Two Master Bedrooms

Five Keys To Successful Negotiation

10 Steps To Sell More Quickly In Stalled Markets

CURRENT
MORTGAGE RATES

Interest Rate Watch
30 yr fixed: 6.06%
15 yr fixed: 5.59%
1 yr adj: 5.29%
(U.S. Daily Averages)

LIBRARY

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Advice For Borrowers

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Paul S & Pat C ,
Luxury Custom New &
Pre-Owned Homes
E-mail: njestates@earthlink.net
Web: http://www.newjerseyestates.net/
908-561-5492 (Paul S) 908-310-1358 (Cell)
908-561-6499 (Pat C) 908-578-0890 (Cell)

Weichert Realtors
New Jersey Estates
908-561-5400
55 Stirling Road, Watchung, N.J. 07069

Equal Housing Opportunity

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Posted by Patricia Cornish NJ, New Homes, Pre Owned Homes on 05/08/2008 09:04 AM

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