Title Commitments ~ Getting Ready For Closing Your Home Purchase

Real Estate Agent with Judi Barrett~Integrity Real Estate Services~Idabel, Oklahoma 141871

Title Commitments ~ Getting Ready For Closing Your Home Purchase


What is a Title Commitment?  Why do Buyers need it? 


Simple questions with simple answers... a Title Commitment is a commitment to sell you a buyer Title Insurance for your lender and for you, if you want an owners policy to go with the lender's policy.


The Title Comittment will contain information such as the effective date, the amount of your coverage (the amount of your mortgage), your name and the  legal description.  It will also have requirements that must be met for the issuance of the policy such as filing your deed & mortgage.  BUT some other requirements might be in Schedule B also... such as title issues that were discovered by the attorney doing your Title Opinion when he/she read your abstract. 


Some loans in Oklahoma do not require Title Insurance and consequently do not have a Title Committment.. many of our  local  banks still close without title insurance.  You will still have a title opinion completed by the attorney.  



Posted by

Nothing contained within this post is intended to be legal advice.  I am not an attorney and cannot give legal advice.  If you need legal advice, you should seek the advice of licensed attorney.


Judi K Barrett, B.S. EDU

Associate Broker 

Integrity Real Estate Services 

Office Address:

118  SE AVE N

IDABEL, OK 74475

Office phone:  580-212-5946

Judi's Cell:  580-212-5919



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William Feela
Realtor, Whispering Pines Realty 651-674-5999 No.

I gget a copy and then go over it al with my clients so they undestand.

Apr 10, 2017 05:39 PM #1
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Judi K Barrett

BA, Integrity Real Estate Services -IDABEL OK
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