No Income, Verified Asset - NIVA Loan for
Investment and Owner-Occupied Properties.
680 mid FICO, SFR's, 1-4's, Condos and PUD's
Terms: 3/1 ARM, 30 year term from 4.25%, 5/1 4.5%, 7/1 4.75%.
Purchase: 70% LTV to 2.5M, up to 25% of the down can be gifted.
Refinance: 65% LTV to 2.5M, Cash out: up to 50% LTV to 2.5M.
Reserves as low as 6 months. No CPA Letter needed with 18 months reserves.
Less than 30 days to close.
Employer and income to be left blank on application with 18+ months reserves.
No maximum number of properties financed or owned.
No maximum acreage on non-agricultural properties.
Employer and income to be left blank on application with 18+ months reserves.
No maximum number of properties financed or owned.
No maximum acreage on non-agricultural properties.
Foreign national ok, no Social Security or US status needed
Available: CA, NV, WA, TX, GA, IL, MA, NY and NJ.
Fees: 2.5 points + $845 processing in a Holding Escrow*.
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