In the current market, and any market for that matter a quality lenders Pre-approvel is a must. There are many new lending guidlines, terms, conditions, and they are changing quite often right now.  This makes talking with a knowledgeable, competent, and honest lender more important then ever before. The good news is that the previously unregulated mortgage industry is in re-alignment mode, and there will essentialy be no more opportunity for predatory lending, buyers in homes they can't afford, and unqualified persons lending money. I have gotten off track a little, this post is about the importance of pre-approval, this simple, yet effective, and now practicly required step will help you secure any home you are qualified to buy. It usually takes about 15 minutes on the phone, or in person to get initial approval, then after all required financial documentation is recieved a loan approval is issued (this all depends on how fast you can gather the paperwork). You will save yourself time, money, and headache by calling your mortgage professional, or asking your realtor to set up the meeting before you begin to shop for a new home.

The A List Realty Group has a terrific lender, with the largest mortgage company in the nation ready to get you approved.

www.washingtonmetromtg.com/everett

The A List Realty Group

Keller Williams Realty e2pllc

425-232-4525