When it comes to closing on a home, our Coastline NC Real Estate team has outlined a few tips to keep your closing as seamless and stress-free as possible.
- First and foremost -- prior to your scheduled closing, it is of the utmost importance that no last minute big purchases are made. If you are requiring a mortgage to close, large, unexpected purchases (like a car or furniture for your new house) can throw off your debt-to-income ratio and cause you to be denied your loan.
- On the day of closing, prepare your mind and body. Eat properly, hydrate and maybe even meditate. Then if the unexpected happens, you will be ready!!
- Also, we recommend taking the day off on the day of your real estate closing. This will allow you to run any last-minute errands that might be required. Plus, your closing will take around an hour (maybe a little more or less). Then, your documents must be recorded before you can gain access to your new home, so consider a morning closing if possible. Lastly, having the day off will allow for an evening toast to your new home!! We highly recommend this!!
- During your closing, review your closing documents closely. You don’t have to rush and don’t be afraid to ask any questions you might have. This is your time!
- Just a tip from our team, sometimes a certified check may be easier than wiring funds for a closing. Also, bring your check book…it could save you an added trip to the bank if there are slight changes in funds.
- Lastly, don’t forget to bring identification, proof of home insurance and your sales contract just in case.
Connect with our Coastline NC Real Estate team today and begin your home search in the Coastal Carolinas – 910.632.0060 | Facebook | Email Brian | Email John
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