Danger Will Robinson...

By
Home Stager with Room Service Home Staging

Danger Will Robinson…

The other day I received what looked like a bank statement from Capital One. It had my name, Larry’s name, our address, and a small 4 digit be carefuldollar amount in the account.

 

I don’t have a Capital One account.  I don’t need one, and certainly don’t need another account of any kind.

 

But, could one of my previous accounts have changed names and I’d forgotten?

 

But...the account numbers didn’t look quite right to me...not long enough and no hyphens.

 

I called the number on the statement and the recording asked for the first four digits of my SS number followed by the # sign. I gave them some random numbers off the top of my head.

Then it asked for my zip code.

That’s when I hung up.

What I did next was look up Capital One and call them directly.

They could not find any account. The representative also said that they don't ask for the first 4 digits of a Social Security number but the last 4. Think about it...these days people will verify your account using your last 4 digits. If you give someone your first 4 then all they have to do is randomly insert 1 number (1-9) and they'll have your Social Security number.

 

I have since sent them a copy of the statement, and their fraud/abuse department is looking at it.

 

We all know about the scum of the world that choose to make money off of others. And we read about what to do. But it’s too easy to get caught up in our daily lives that we let our guard down.

First- if you receive something like this DO NOT call the number they provide for you.

Find the number of the financial institution and call them directly.

 

And, to be sure, call one of the top 3 credit reporting companies and ask for their fraud alert department.

 

close

This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Topic:
Local News and Events
Groups:
The Lounge at Active Rain
Addicted to Active Rain
Bananatude
Bartender, Make it a Double
Old Farts Club
Tags:
misc

Spam prevention
Show All Comments
Ambassador
1,209,988
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

It's a daily occurence and not just on email and phone, I get text messages also.

Aug 15, 2017 07:27 AM #13
Rainmaker
1,008,839
Donald Urschalitz
One World Realty Inc. - Jupiter, FL
P.A. Realtor ABR RSPS North Palm Beach County

The first rule is ignore and report the number ob the Internet fraud alert.

Aug 15, 2017 07:33 AM #14
Rainmaker
35,149
Gary 'Banana' Houghtaling
Phoenix Property Shoppe - Phoenix, AZ
Phoenix Real Estate Agent

Hi Kathy we get far too many of these bogus scams. Some idiot called awhile back saying he was from the IRS and we owed money. I gave him a run for his money and then hung up. I actually had fun playing with him a bit.

Aug 15, 2017 07:53 AM #15
Ambassador
1,567,604
Hannah Williams
Re/Max Eastern inc. - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-953-8818

Great advise Kathy Streib  there is too much fraud out there today

Aug 15, 2017 08:14 AM #16
Rainmaker
1,532,968
Lottie Kendall
Today | Sotheby's International Realty - San Carlos, CA
Serving San Mateo County and San Francisco

Good for you for taking the time to follow up with Capital One and get their fraud unit working on this.

Aug 15, 2017 08:45 AM #17
Rainmaker
1,881,443
Sharon Tara
Sharon Tara Transformations - Portsmouth, NH
New Hampshire Home Stager

It's all so frustrating and infuriating. They just keep finding ways to steal from us! We must be very cautious when giving information out!

Aug 15, 2017 10:08 AM #18
Ambassador
2,594,292
Anna Banana Kruchten CRS,CRB
Phoenix Property Shoppe - Phoenix, AZ
Arizona's Top Banana of Real Estate!

Kathy I do my best to get rid of all this stuff - and there is just so much of it every day it's annoying.  I really don't like it when they prey on seniors and they think it's for real.  Ugh.

Aug 15, 2017 10:28 AM #19
Ambassador
2,549,052
Dick Greenberg
New Paradigm Partners LLC - Fort Collins, CO
Northern Colorado Residential Real Estate

Hi Kathy - What a shame to see this type of creativity and energy wasted in the pursuit of ruining other's lives. And it's amazing that we don't do more to put a stop to it. I'm glad you weren't taken in.

Aug 15, 2017 01:05 PM #20
Ambassador
3,041,294
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Wayne Martin I agree- why can't they use their talents to make money the legal way.

Michael Jacobs well I'd like to "abound" their talents right up their behinds!

James Dray enough or they wouldn't do it!

 

 

Aug 15, 2017 01:32 PM #21
Ambassador
3,041,294
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Sandy Padula and Norm Padula, JD, GRI NMLS#1483386 tougher sentences are needed for one.

Roy Kelley Thank you and hope that you and Dolores are having a wonderful week.

Lise Howe amazing what they can do. I read somewhere that if they have our birthday and where you were born, they can get all of the information they need.

Aug 15, 2017 01:39 PM #22
Ambassador
3,041,294
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Hi Sharon Lee they never will but it would help if when they are caught they are sent away for a very long time.

Sally K. & David L. Hanson they just opened a Capital One Cafe here.

Barbara Todaro I have gone through 3 shedders!

 

Aug 15, 2017 01:44 PM #23
Ambassador
3,041,294
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Nina Hollander it's too easy to get distracted and we forget and let our guard down.

Sheila Anderson it happens all too often especially to seniors.

Belinda Spillman They keep finding ways to tak our money. Thanks for the 'Tude feature.

 

 

Aug 15, 2017 02:12 PM #24
Ambassador
3,041,294
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Joe Pryor next thing you know they'll have be dropping them from drones.

Donald Urschalitz you did it again!!! Good one.

Gary 'Banana' Houghtaling Good for you!!! You have to stop them and alert others to this.

 

 

Aug 15, 2017 02:24 PM #25
Ambassador
3,041,294
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Hi Hannah Williams they keep making up new schemes and bringing out the old ones.

Lottie Kendall I just can't believe everytime you turn around someone is getting spammed. 

 

Aug 15, 2017 02:27 PM #26
Ambassador
3,041,294
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Sharon Tara we have a friend who does everything he can to remain off the grid, and I totally get it.

Anna Banana Kruchten, CRS a neighbor called us frantic one day because a scammer that said they were from Microsoft hijacked her computer and told her it would cost here $200 to get it fixed. She called us on her other phone and we told her to hang up, unplug the computer and we would be over. 

 

Aug 15, 2017 02:34 PM #27
Rainmaker
3,391,752
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding and Marketing

Kathy,

I am of the same mindset as Dick Greenberg expressed.   Glad you caught the problem and I am sure they will go after that group. A

Aug 15, 2017 03:06 PM #28
Ambassador
3,041,294
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Hi Dick Greenberg you know, it seems to me that there should be a way to stop this...stiffer sentences? chips embedded in us? Yikes!

Aug 15, 2017 03:08 PM #29
Rainmaker
1,999,253
Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

Those phishing scams can be un-nerving.  I make it a practice to not respond directly to any email sent by banks, whether I have an account with them or not. I always independently look up their number, etc., on my own.

Aug 15, 2017 03:42 PM #30
Rainmaker
3,201,174
Lou Ludwig
Ludwig & Associates - Boca Raton, FL
Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC

Kathy

Another day . . . . another scam . . . .   Delete.

Good lucka and success.

Lou Ludwig

Aug 15, 2017 06:49 PM #31
Rainmaker
936,956
Susan Haughton
Long and Foster REALTORS (703) 470-4545 - Alexandria, VA
Susan & Mindy Team...Honesty. Integrity. Results.

So much energy exerted on so many scams, but my guess is, they're lucrative because some people do want to believe.  Good for you in checking it out thoroughly.

Aug 16, 2017 05:07 AM #32
Show All Comments

What's the reason you're reporting this blog entry?

Are you sure you want to report this blog entry as spam?

Ambassador
3,041,294

Kathy Streib

Home Stager - Palm Beach County,FL -561-914-6224
Have a question about Home Staging?
*
*
*
*
Spam prevention

Additional Information