With HomeReady®, you’ll be surprised at how little cash you need to buy a home. Citizens One Home Loans® is pleased to be able to offer you this special Fannie Mae mortgage program that features low down payment requirements. I have seen a multitude of homes under the Fannie Mae maximum loan size in Plaza Midwood, Villa Heights, Country Club Heights, Windsor Park and many other Charlotte neighborhoods.
This is how HomeReady® works for you:
• Down payment requirements as low as 3% for purchases of single-family, primary residences
• Flexible underwriting guidelines
• Reduced mortgage insurance coverage requirements for financing greater than 90%
• Gift funds from acceptable sources and seller contributions allowed
• Competitive interest rates
Home buyer education is required for at least one borrower and income limitations may apply.
For more details on the HomeReady® program, contact:
Leonardo Yepes
NMLS ID# 71426
Loan Officer
p - 704.237.2022
c - 516.637.0027
leonardo.yepes@citizensone.com
www.citizenslo.com/lyepes
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