Typically, making assumptions is not good. In the case of the Equifax security breach discovered on July 29, 2017? Just the opposite is true.
Yep, you read that right ...
ASSUME the worst and proactively take measures to protect yourself, your finances, and your credit history/credit scores. Don't wait for confirmation yea or nay.
With this recent breach of security at Equifax being so large (an estimated 143 million people are affected), chances are good that you will be receiving notification soon, as that number represents a whopping 50+% of the population.
The information/data stolen during this breach include:
Social Security Numbers
Driver's Licenses (on a small number of consumers)
Personal Identification Info (on approximately 182,000 consumers pursuing credit report disputes)
Credit Card Numbers (on approximately 209,000 people)
Note: Equifax will be direct mailing an alert to only those consumers that:
Had their credit card numbers stolen
Were involved in credit disputes at the time of the breach
So again, act proactively in protecting yourself. Do not wait for confirmation in any form from Equifax.
Presently, Equifaxis suggesting that you visit their website to see if you've been affected by this breach ... and to sign-up for their credit monitoring service. But as of this writing, the advantages of signing-up are unclear or small, at best.
The Equifax credit monitoring service does not become available until next week on Monday (9/11). And there is conflicting advice as to the use of this service. So make sure you thoroughly educate yourself to the pros and cons of the Equifax credit monitoring service ... or any other service (or action) you might take regarding this matter.