Equifax Breach...........think it doesn't effect you? Think Again!!

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Real Estate Agent with ULTIMA REAL ESTATE 0509570

Equifax Breach...........think it doesn't effect you?

Think Again!!

Imagine you are on a beautiful vacation

enjoying your time with family.  

It is easy to do with this picture.  

Then you decide to check your bank account,

only to realize there has been an ACH withdrawal 3 times within the past week for a credit card payment.  

That is what happened to my husband and I recently.  

The payments were an odd amount,

not the amount you would normally send,

unless you were paying the card off each month.  

Amounts like $408.95, 403.95, or something similar.  

After reviewing our account,

3 ACH payments had been withdrawn.  

The scammer had gotten access to the account,

set up their email to where we were unable to log in,

and had been charging and making payments.  

Luckily we caught it before too much damage was done.  However, others may not be as lucky.

 

The best advice I can give you is Heed the Warnings.  Regardless of whether you believe

your accounts have been breached,

Take Action Now!!

 Call your credit card companies.

 Have them change account numbers for you

and reissue a new card.  

Change your passwords on all your accounts.  

You do not want to be like us

and find out XXX amount of dollars

was taken out of your bank account

for purchases you did not make.  

 

For additional information on the Equifax Breach click on this link.

 

Over 140 Million People Have Been Effected By This Breach.

Equifax Is One of The 3 Major Credit Bureaus.  

Be Smart About Your Credit & Your Money!

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Rainmaker
1,346,484
Sandy Padula and Norm Padula, JD, GRI NMLS#1483386
Realty One Group - Carlsbad, CA
Presence, Persistence & Perseverance

Brenda J. Andrew I really believe that the three credit reporting agencies aere more of a detriment than help. I already froze my credit and purchased Credit fraud insurance. Sad you were already afected, but pleased you caught it before too much damage was done to you.

Oct 11, 2017 06:14 AM #1
Rainmaker
2,253,307
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

I am so sorry Brenda J. Andrew that you had this happen to you.  I am at the point of checking my balance daily.

 

Oct 11, 2017 07:07 AM #2
Rainmaker
1,291,288
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Brenda - I agree that the credit reporting agencies are the problem not the solution.  Your blog is a call to action.

Oct 11, 2017 08:29 AM #3
Rainmaker
250,778
Brenda J. Andrew
ULTIMA REAL ESTATE - Corpus Christi, TX
Professional Realtor in Corpus Christi, TX

I agree Grant Schneider .  I mainly just wanted to bring awareness so others would not be taken advantage of.  Thanks for stopping by!

Oct 12, 2017 12:16 PM #4
Ambassador
3,243,725
Jeff Dowler
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude - Carlsbad

Brenda

Everyone really needs to heed these warnings and take appropriate action. This IS a big deal this time. And the potential impact can be months or maybe years down the road. I watch my bank accounts and credit cards like a hawk! Doing other things as well!

Jeff

Oct 12, 2017 04:36 PM #5
Rainmaker
250,778
Brenda J. Andrew
ULTIMA REAL ESTATE - Corpus Christi, TX
Professional Realtor in Corpus Christi, TX

You are so right Jeff Dowler .  Whoever hacked the account actually called into the credit card company, changed our mailing address, changed the email address on the account and was able to make automatic payments that would withdraw funds directly from our checking account.  Then the credit card companies have 60-90 days to investigate and decide if they want to refund the money.  It's crazy!  Glad you are taking the precautions necessary and hopefully others are as well.  

Oct 13, 2017 05:31 AM #6
Rainmaker
992,526
Curtis Van Carter
Better Homes & Gardens Wine Country Group - Yountville, CA
Your Napa Valley Broker Extraordinaire

Brenda

Thanks for the kind words and your thoughts during these trying times. fingers crossed and cheers cvc

Oct 13, 2017 02:32 PM #7
Rainmaker
1,508,431
Patricia Feager
DFW FINE PROPERTIES - Southlake, TX
Selling Homes Changing Lives

Brenda J. Andrew - They got me too. This is insane! Credit fraud insurance sounds like a good idea, but I think Equifax should cough up the expense of paying for insurance for all of us and keep paying to protect us. 

On a positive note, your photograph is just gorgeous!

Oct 13, 2017 04:56 PM #8
Rainmaker
215,780
Brenda Whitman, Live in Laramie Real Estate
Live in Laramie Real Estate, Laramie, Wyoming - Laramie, WY
Broker/Co-Owner, Laramie, Wyoming

So sorry this happened to you but glad you caught it early on.  Thanks for the precautionary tale!

Oct 13, 2017 07:26 PM #9
Rainmaker
250,778
Brenda J. Andrew
ULTIMA REAL ESTATE - Corpus Christi, TX
Professional Realtor in Corpus Christi, TX

Hi Brenda Whitman, Live in Laramie Real Estate .  Thanks for stopping by.  I honestly wasn't concerned about the breach, until money started getting taken out of our account.  Somehow they were also able to get bank card information as well.  Looks like it's going to be a fun journey but hopefully we can keep others from having this happen to them.  Have a great day!

Oct 14, 2017 07:21 AM #10
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Brenda J. Andrew

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