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Because of some common misconceptions, many people believe homeownership is out of their reach. Don't let these myths keep you from the personal and financial rewards of homeownership. Myth #1
"I don't have enough money for a down payment."
In the past, buying a home required a 20% down payment. But not today. In fact, 7 out of 10 first-time homebuyers make a down payment of 10% or less. I have loan programs that can help you buy a home without a lot of cash, or any down payment at all.
Learn more about our low down payment programs
Download Your Down Payment Options Guide Myth #2
"I have less-than-perfect credit, so I can't get a mortgage."
A less-than-perfect credit history doesn't have to stand in your way of reaching your homeownership goals. I have helped thousands of individuals move beyond credit challenges into homes of their own.
Learn how we can help you
Download Your Credit Guide Myth #3
"It's less expensive to rent."
In fact, there's a good chance that your monthly payments will be lower than they are right now. And unlike rental costs, your monthly principal and interest payments will stay the same for the life of a fixed-rate mortgage. Moreover, as a homeowner, you'll be building equity in your home, which is wealth that you can use to achieve your financial goals.
Learn more about fixed-rate loans
Compare the cost of renting versus buying Myth #4
"The whole mortgage process is long and complicated."
We want to make buying your first home as easy as possible. I will help you through each step of the financing process, so you won't have to go it alone.
Download Your First-time Homebuyer's Guide Myth #5
"I won't be able to make my monthly payments."
My goal is to help you succeed financially, so I'll carefully review your loan options with you and help you choose the loan that's right for you. With a loan that fits your budget and your financial goals, your home will be a powerful tool in building a secure future for you and your family.
Read about loan options for homebuyers
Discuss your options with me Other next steps
Learn about our approval options for house hunters.
Read our homebuying tutorial to learn what to expect when buying a home.
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John Cashion
Home Mortgage Consultant
Office: (302) 672-1213
Fax: (866) 922-3298
Mobile: (302) 242-1975
Contact Me
250 BIESER BLVD
DOVER, DE 19904
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John Cashion
Dover,
DE
More about me…
Wells Fargo Home Mortgage
Address: 250 Beiser Boulevard Suite 201, Dover, De, 19904
Office Phone: (302) 672-1214
Cell Phone: (302) 242-1975
Email Me
Bond prices climbed for the fifth straight session Thursday, helped by a government auction of 30-year bonds.
The dollar fell against the euro and gained versus the yen.
That should keep mortgage rates on the way down. Ny tuesday of next week should be prime for locking conforming loans.
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