Yes that's right it's over. If you are working full-time at Real Estate, you see it don't you. Buyer's are coming out to the Open Houses. Multiple Offers are happening quite often. Inventory is shrinking. Prices are starting to stabilize. All we have to do is to sit back and let the money start rolling in, right? No silly, you have to work harder than you have ever worked before to close a transaction. Why? It's a different ballgame out there. Banks now control two-thirds of our market. REO's and Short Sales are dependent upon many different banks, who have many different rules, who have many different time lines (all long),who have many different departments, who have many different addendums, who have many different houses, who have many different agents listing them. The crisis is now in understanding the structure,how to get through to the "asset manger" or "negotiator", what fax number to send the documents to so that the actual person that needs to get it does. The crisis now is dealing with a whole society of bankers who know very litte about Real Estate and yet they own so much of it.The crisis is in hoping that the when the transction closes, you will receive your paycheck in a timely manner (one to two weeks). This may sound like I am am venting. Actually I am just "facting". "It is what it is": Exciting, Challenging, Demanding, Thought-Provoking, Detailed-Oriented, structured, and   FULL-TIME. That being said, this is not for the weak, worried,whining, wobbly,  wondering, or PART-TIME.  Those were the good old days !