Man Vs. Machine: Why Using a Human Mortgage Professional Is Better Than Trusting an App

By
Mortgage and Lending with Benchmark Mortgage NMLS# 247026

Man Vs. Machine: Why Using a Human Mortgage Professional Is Better Than Trusting an AppAre you currently house-hunting or plan to be in the near future? If you plan on using mortgage financing to pay for your home, you will soon discover that there's no shortage of options available to you. You can meet with a local mortgage professional, apply for mortgages online and even download mobile apps that promise to set you up with a mortgage. However, is every option equal?

Let's explore why, in the epic battle of man versus machine, you will want to place your trust in a human mortgage professional.

Human Mortgage Professionals Have Local Experience

The first and most important reason you will want to work with a human mortgage professional is their understanding of the local real estate market. While you are likely to be working with a real estate agent, your mortgage advisor is another pair of eyes-and-ears that can help to keep your home purchase on the right path. They are also working regularly with many local clients and can share insight and information that no website or app will be able to come up with.

A Human Can Appreciate Your Unique Financial Situation

Online and app-based mortgage technology is… cold. Algorithms are processing the math and other hard facts about your financial history, with little consideration of you and your family as people. When you meet with a human mortgage advisor, you're speaking with someone who understands the challenges that regular people face. They have also worked with numerous other clients and can appreciate why certain circumstances may have come up in the past.

A Human Will Go To Bat For You If Needed

Finally, don't forget that a human mortgage professional is invested in your success. A mobile app isn't going to understand when it needs to go the "extra mile" to ensure that you get the financing you need. You can trust that a human will push for that extra bit of funding or those better repayment terms as they're on your side.

The above are just a few of the many reasons that you will want to work with a human mortgage advisor rather than using a website or mobile app. Don't believe us? Give our professional (and human!) mortgage team a call today. We will be happy to share our expertise and insight to ensure you get the best mortgage financing for your new home.

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Rainmaker
2,373,363
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker

Good morning Diane. Could not agree more, the human   touch is a necessary component! Enjoy your day! 

Dec 06, 2017 04:42 AM #1
Rainmaker
493,715
Nathan Gesner
American West Realty & Management - Cody, WY
Broker / Property Manager

There are certain professions that I can't see machines taking over and this is one of them.

Dec 06, 2017 05:08 AM #2
Rainmaker
3,927,719
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Agreed, Diane.  I would never trust an app when it comes to something as important as a loan for a home.

Dec 06, 2017 05:56 AM #3
Rainmaker
2,365,726
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello Diane,  You are so right.  I sooner have my buyers deal with a lender in person.  Like You!

Dec 06, 2017 08:31 AM #4
Ambassador
3,065,328
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Hi Diane- I must agree. There are some things that need the human touch and this is one of them. 

Dec 06, 2017 04:17 PM #5
Rainmaker
2,010,605
Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

"A Human Will Go To Bat For You If Needed."  I love that line, Diane!

Dec 06, 2017 08:13 PM #6
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Diane Beaumont

USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
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