Buying or Selling real estate is probably the largest financial transaction you will make and there is much to think about.  Please browse through the ilinks below so when you are ready to make that leap into home ownership you will be much better informed.​

12-Step Guide to Buying Your Home in Mississauga 

• Step 1: Make Sure You’re Ready to Buy
• Step 2: Figure Out How Much You Can Afford
• Step 3: Decide What You Want to Buy
• Step 4: Find a Realtor® that is Right for You
• Step 5: See What’s Out There
• Step 6: Sell Your Current Home
• Step 7: Add a Lawyer to Your Team
• Step 8: Make an Offer
• Step 9: Arrange a Mortgage
• Step 10: Find a Home Inspector
• Step 11: Close the Deal
• Step 12: Move In

Step 9: Arrange a Mortgage.

Money makes the world go round, and a mortgage gives you the power to buy a home. This isn’t the most fun step in buying a home, but it’s vital.

Who do you talk to?
There are hundreds of banks, credit unions and other lenders out there who would love your monthly mortgage payments. So talk to everybody. Now is not the time to be money-shy! Talk to your banker and call around to other banks. Ask people you know. REALTORS® are very knowledgeable about Mortgages and have lots of good advice.

Call a Mortgage Broker.
Mortgage brokers are another great resource. They find low rates for a living, and they usually don’t get paid unless you sign a mortgage through them, so they’re highly motivated to get you the best deal.

Your best mortgage might be the seller’s mortgage.
You can sometimes take over or ‘assume’ the seller’s mortgage. This is a great idea if the seller is locked into a lower interest rate than you can get right now. Your REALTOR® can help you.