Don't Let the Equifax Breach Bite You at Tax Filing Time .. Protect Yourself

Reblogger Roy Kelley
Education & Training with Realty Group Referrals 16766

No one can ever let their guard down ...

 

 

Don't Let the Equifax Breach Bite You at

Tax Filing Time .. Protect Yourself

 

Things move quickly in this era of the internet and social media.  Yesterday's news is quickly erased from our memories and replaced with today's headlines ...

An example of this is last Fall's Equifax breach  (announced on September 7th, 2017).  This breach quickly fell off the news radar.  

That's not good because this devastating data compromise could now come back to bite the approximately 145 million Americans affected by the Equifax Breach. 

How and Why?

Social Security Numbers.  Social Security Numbers were part of the data put at risk by the breach.  

Those stolen Social Security Numbers can serve as fodder for crooks to file fraudulent tax returns and gain access to your tax refunds.  As we enter the 2017 tax filing season, you and other taxpayers need to be aware of this existing danger and take pro-active measures to protect yourselves. 

 

 

  • File your Return as early as possible 
  • Take steps to prepare yourself for a quick, but accurate filing
  • Start gathering documentation, receipts, and records from your employer (or 1099's), financial institutions, charitable donations, student loans, mortgage holder, property tax escrows, deductible expenses, etc. NOW  
  • Make yourself a list of ALL the items you will need to file your Tax Return  
  • Check the items off as you receive them
  • Monitor/Check websites of Credit Cards, financial institutions, etc. for online access to documentation needed  

 

By performing these pro-active measures, you prepare yourself to input the gathered info on your Return quickly and efficiently.  These actions will also benefit a tax consultant and minimize the time they need for filing your Return (should you seek the assistance of a paid professional tax advisor).

 

If you then wish to monitor the status of your filed Tax Return, you can download the IRS2Go.app.  
 
To do this you will need:
  • Your Social Security Number (or ITIN)
  • Your Filing Status
  • Your EXACT Refund Amount

But you must always remain aware:  No one can ever let their guard down ...

Even if you escaped the effects of the Fall 2017 Equifax Breach, it remains vitally important for you to continuously monitor all your accounts (including Student Loans, Utilities, Cell Services, Retirement Accounts, Investment Accounts, and Tax Returns/Refunds) on a consistent on-going basis. 

 
To accomplish this, I urge you to thoroughly review your FREE Credit Report (minimally, once a year) by going to  annualcreditreport.com.  If at any time you find you have been compromised, take action immediately.  Then go to IdentityTheft.gov or call 1-877-438-4338 and report the compromise.  
  
Continue to act pro-actively on your own behalf.  Stay vigilant regarding the safety and security of your finances, credit, and debt.
 
If you have questions regarding the above, feel free to reach out to me ... or seek the advice and services of your own professional tax advisor.   If you need a referral to a reliable New Lenox/Chicagoland-area tax advisor, please contact me.  I'd be happy to pass along the name/contact info of a reputable professional in your area.
 
 
* Hoping to Buy or Refinance a home in New Lenox, Will County, or elsewhere in the Chicagoland area?  Contact Me! I'll put my 40 years of Mortgage experience and expertise hard to work on your behalf.
I'm easily found at:


Gene Mundt
Mortgage Originator - NMLS #216987 - IL Lic. #031.0006220 - WI License 216987
 
American Portfolio Mortgage Corp.
NMLS #175656
 
Direct: 815.524.2280
Cell or Text: 708.921.6331
eFax: 815.524.2281
 

  

 Twitter Account of Gene Mundt, Mortgage Lender   LinkedIn Account of Gene Mundt, Mortgage Lender   Facebook Acct. of Gene Mundt, Mortgage Lender   Pinterest Acct. of Gene Mundt, Mortgage Lender   

   Gene's Chicagoland Blog/Gene Mundt, Mortgage Lender  

    

 

Gene Mundt

 Mortgage Originator  -  NMLS #216987    

                                 IL Lic. #031.0006220  -  WI License #216987                                                                                                    

NMLS #175656

 

Gene Mundt, Mortgage Originator,  40+ years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking:  #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including:  The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL and Wisconsin. 

 

Your Referrals & Testimonials are Always Greatly Appreciated! 

 

Email Me .. to be added to my Mortgage & Real Estate Newsletter

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Rainmaker
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Lisa Von Domek
Lisa Von Domek & Associates LLC Team - Dallas, TX
....Experience Isn't Expensive.... It's Priceless!

Great choice for a reblog Roy Kelley and I've left a message on Gene's post too!

Jan 11, 2018 07:08 PM #1
Ambassador
3,428,553
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

We think my husband may have been breached. We are on alert and have changed many accounts.

Jan 11, 2018 07:36 PM #2
Rainmaker
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Joyce Marsh, Daytona Beach Florida
Premier Sotheby's International Realty - Ormond Beach, FL
Premier Sotheby's International Realty

It is so important to stay alert and regularly monitor your accounts. Thanks for sharing this important information. 

Jan 12, 2018 03:05 AM #3
Rainmaker
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Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Thank you for reblogging the post. I will bookmark it and share it with others 

Jan 12, 2018 03:55 AM #4
Rainmaker
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Roy Kelley
Realty Group Referrals - Gaithersburg, MD
Roy and Dolores Kelley Photographs

Please be sure to leave comments at the original blog by Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi.  

Jan 12, 2018 04:40 AM #6
Rainmaker
3,998,380
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Thanks for the re-blog, Roy.  I have all my accounts frozen.  I hope that this will help.

Jan 12, 2018 04:57 AM #7
Rainmaker
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Roy Kelley
Realty Group Referrals - Gaithersburg, MD
Roy and Dolores Kelley Photographs
MLK Daymlk
Most City offices and facilities are closed on Monday, January 15. Aquatic Center will be open 5:15 to 8:30 p.m.Recycling will be picked up on its regular schedule.

Celebrate the legacy of Dr. Martin Luther King and volunteer over the holiday weekend. A countywide "Help the Hungry" food drive to benefit Manna Food Center takes place at select Giant grocery store locations on Saturday and Sunday, January 13 and 14
 
. Participate in community service projects at Seneca Creek Community Church from 9 - 11 a.m. on January 15. Advance registration required. Click to learn more.
Jan 12, 2018 06:10 AM #8
Rainmaker
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Roy Kelley
Realty Group Referrals - Gaithersburg, MD
Roy and Dolores Kelley Photographs

Good Saturday afternoon to all. Your comments are always appreciated.

Jan 13, 2018 09:04 AM #9
Rainmaker
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Roy Kelley
Realty Group Referrals - Gaithersburg, MD
Roy and Dolores Kelley Photographs
La Milla de Mayo Early Registrationannounce
Register early for the 3rd Annual La Milla de Mayo (The May Mile), a lively one-mile run/walk through Olde Towne, Gaithersburg on Saturday, May 5, 2018, 5:30 to 7:30 p.m.
Jan 15, 2018 03:41 AM #11
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Roy Kelley

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