Don't Let the Equifax Breach Bite You at Tax Filing Time .. Protect Yourself

Reblogger Susan Haughton
Real Estate Agent with Long and Foster REALTORS (703) 470-4545 0225085927

As usual, Gene has timely and very important information for not just those of us in the real estate industry, but every consumer out there.  Good stuff!

 

 

Don't Let the Equifax Breach Bite You at

Tax Filing Time .. Protect Yourself

 

Things move quickly in this era of the internet and social media.  Yesterday's news is quickly erased from our memories and replaced with today's headlines ...

An example of this is last Fall's Equifax breach  (announced on September 7th, 2017).  This breach quickly fell off the news radar.  

That's not good because this devastating data compromise could now come back to bite the approximately 145 million Americans affected by the Equifax Breach. 

How and Why?

Social Security Numbers.  Social Security Numbers were part of the data put at risk by the breach.  

Those stolen Social Security Numbers can serve as fodder for crooks to file fraudulent tax returns and gain access to your tax refunds.  As we enter the 2017 tax filing season, you and other taxpayers need to be aware of this existing danger and take pro-active measures to protect yourselves. 

 

 

  • File your Return as early as possible 
  • Take steps to prepare yourself for a quick, but accurate filing
  • Start gathering documentation, receipts, and records from your employer (or 1099's), financial institutions, charitable donations, student loans, mortgage holder, property tax escrows, deductible expenses, etc. NOW  
  • Make yourself a list of ALL the items you will need to file your Tax Return  
  • Check the items off as you receive them
  • Monitor/Check websites of Credit Cards, financial institutions, etc. for online access to documentation needed  

 

By performing these pro-active measures, you prepare yourself to input the gathered info on your Return quickly and efficiently.  These actions will also benefit a tax consultant and minimize the time they need for filing your Return (should you seek the assistance of a paid professional tax advisor).

 

If you then wish to monitor the status of your filed Tax Return, you can download the IRS2Go.app.  
 
To do this you will need:
  • Your Social Security Number (or ITIN)
  • Your Filing Status
  • Your EXACT Refund Amount

But you must always remain aware:  No one can ever let their guard down ...

Even if you escaped the effects of the Fall 2017 Equifax Breach, it remains vitally important for you to continuously monitor all your accounts (including Student Loans, Utilities, Cell Services, Retirement Accounts, Investment Accounts, and Tax Returns/Refunds) on a consistent on-going basis. 

 
To accomplish this, I urge you to thoroughly review your FREE Credit Report (minimally, once a year) by going to  annualcreditreport.com.  If at any time you find you have been compromised, take action immediately.  Then go to IdentityTheft.gov or call 1-877-438-4338 and report the compromise.  
  
Continue to act pro-actively on your own behalf.  Stay vigilant regarding the safety and security of your finances, credit, and debt.
 
If you have questions regarding the above, feel free to reach out to me ... or seek the advice and services of your own professional tax advisor.   If you need a referral to a reliable New Lenox/Chicagoland-area tax advisor, please contact me.  I'd be happy to pass along the name/contact info of a reputable professional in your area.
 
 
* Hoping to Buy or Refinance a home in New Lenox, Will County, or elsewhere in the Chicagoland area?  Contact Me! I'll put my 40 years of Mortgage experience and expertise hard to work on your behalf.
I'm easily found at:


Gene Mundt
Mortgage Originator - NMLS #216987 - IL Lic. #031.0006220 - WI License 216987
 
American Portfolio Mortgage Corp.
NMLS #175656
 
Direct: 815.524.2280
Cell or Text: 708.921.6331
eFax: 815.524.2281
 

  

 Twitter Account of Gene Mundt, Mortgage Lender   LinkedIn Account of Gene Mundt, Mortgage Lender   Facebook Acct. of Gene Mundt, Mortgage Lender   Pinterest Acct. of Gene Mundt, Mortgage Lender   

   Gene's Chicagoland Blog/Gene Mundt, Mortgage Lender  

    

 

Gene Mundt

 Mortgage Originator  -  NMLS #216987    

                                 IL Lic. #031.0006220  -  WI License #216987                                                                                                    

NMLS #175656

 

Gene Mundt, Mortgage Originator,  40+ years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking:  #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including:  The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL and Wisconsin. 

 

Your Referrals & Testimonials are Always Greatly Appreciated! 

 

Email Me .. to be added to my Mortgage & Real Estate Newsletter

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Rainmaker
3,643,499
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Susan,

What a great reblog.  I am going to pop over to Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi post and comment.  Thank you.  A

Jan 11, 2018 01:57 PM #1
Rainmaker
3,516,243
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

Like all news when someting new comes up everyone jumps on it right away and the rest becomes old neews

Jan 11, 2018 02:05 PM #2
Ambassador
1,533,530
Debb Janes EcoBroker and Bernie Stea JD
ViewHomes of Clark County - Nature As Neighbors - Camas, WA
REALTORS® in Clark County, WA

Thanks Susan. This is timely advice from Gene. Thanks for the heads up. D 

Jan 11, 2018 02:16 PM #3
Ambassador
1,898,812
Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES
Tropic Shores Realty - Ich spreche Deutsch! - Spring Hill, FL
Florida Waterfront and Country Club Living

Susan, thank you for the reblog. This is excellent information for any of us. Unfortunately, these data breaches happen all too often. 

Jan 11, 2018 02:37 PM #4
Rainmaker
1,138,027
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Thanks for sharing this info on your blog too, Susan Haughton ... it's very kind of you.  Maybe together we can help someone avoid issues arising ... I'm sure hoping so ...

Thanks again,

Gene

Jan 11, 2018 02:45 PM #5
Rainmaker
2,322,806
Rebecca Gaujot, Realtor®
Perry Wellington Realty, Adam Conrad, Broker - Lewisburg, WV
Lewisburg WV, the go to agent for all real estate

Joan, this is  a great reblog and very timely.  Will be bookmarking the orginal post.

Jan 11, 2018 06:22 PM #6
Rainmaker
2,421,912
Lisa Von Domek
Lisa Von Domek Team - Dallas, TX
....Experience Isn't Expensive.... It's Priceless!

Susan Haughton what a great choice for a reblog and thank you - I had missed this one the first time around.  Heading to Gene's post to comment.

Jan 11, 2018 06:53 PM #7
Rainmaker
2,311,287
Nina Hollander
RE/MAX Executive | Charlotte, NC - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

Hi Susan, read the original post and this is a great topic for a reblog. Meantime, wishing you the happiest of birthdays and years to come.

Jan 14, 2018 06:05 AM #8
Ambassador
1,533,530
Debb Janes EcoBroker and Bernie Stea JD
ViewHomes of Clark County - Nature As Neighbors - Camas, WA
REALTORS® in Clark County, WA

Happy Birthday Susan! 

Jan 14, 2018 10:01 AM #9
Rainmaker
1,963,448
Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents
Lyon Real Estate - Sacramento, CA
Put 40 years of experience to work for you

Hello Susan: If I overpay my estimated taxes, they just get applied to future taxes. So no refunds for me.

Jan 14, 2018 10:46 AM #10
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Rainmaker
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Susan Haughton

Susan & Mindy Team...Honesty. Integrity. Results.
Are You Ready to Make a Move? Call me!
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