Mortgage lenders often tell buyers not to apply for any loans, such as a car loan or a new credit card during the few weeks between loan approval and the closing.
Buyers also need to avoid making large deposits into their checking or savings account.
When I was preparing to move back to the Williamsburg area from Florida in 2015, I sold a ring. Before I deposited the entire check I consulted with my mortgage banker and she confirmed that a deposit of that amount might raise a red flag with the lender.
If you are a buyer with a pending closing on a property, check with your mortgage professional before making any large deposits.