A Lovely Home Buying Experience

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Mortgage and Lending with Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA, NMLS #138061 MMCD #1141

A Lovely Home Buying Experience

 

     This month Lisa Von Domek invites us to share some of the more amorous transactions we've had the pleasure of participating in, and my first entry is a no brainer because it closed just 6 days ago.

 

     A lot of people hate working with their friends and family.  I'm not one of them.  The reason I think I enjoy it is that I treat friends and family just like I treat the majority of clients - like friends and family.  My job is to educate, guide, and offer as much help and understanding as I can while getting a mortgage through the finish line. What my job is not (for friends, family, and Perfect Mortgagecomplete strangers) is to be a doormat, argue over prices, and provide a supernatural level of service at 0 cost.  As long as I've held that model, friends, family, and complete strangers have all been a joy to work with.

 

     The recent transaction that was one of my favorite all time was for my best childhood friend.  This guy moved to my neighborhood when we were in 3rd grade, and we became fast friends.  We shared a love of hockey, music, and getting into trouble.  I moved away in 6th grade, and as fate would have it, his family eventually (without him) moved to the same town I did, and I kept in touch with his family.  He came to my high school graduation party.  I haven't seen him much over the years, but we've kept in touch thanks to social media.  

 

    When he wanted to buy a house, he called me, all the way from Pennsylvania and years away from seeing each other last.  A family friend was selling a home and wanted to go through the transaction without real estate agent involvement (red flags, anyone?).  First time home buyer, 3000 miles away, with no representation...good idea, right (where's the sarcasm font button?)?

 

     While I advised he get some help, I decided to help as best I could.  I got him a copy of an official contract, had he and the seller go through it step by step, and I reviewed it to make sure all the t's were crossed and i's were dotted.  Everything looked good, and he was getting a good deal on the property - seemed like the family friend was really being a friend.  The inspection confirmed that.  Home was in great shape, appraisal came in higher than the contract price, and my friend made settlement on his house last week.

 

     My favorite part?  He, his wife, and their young son were sharing a 2 bed apartment and I learned there's a new baby on the way.  So in about a month, he went from uncertain of what they were going to do and doubtful they could afford to get into a new home to keys in hand and moving into their new, much larger, home, with plenty of space for the growing family.

 

They're super happy, I'm super excited for them, and I can't wait to get over to Pennsylvania again in a month or two to check out the new place!

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Topic:
Mortgage / Finance
Location:
Pennsylvania Delaware County Springfield
Groups:
The Lounge at Active Rain
Pennsylvania Professionals
Dedicated Bloggers
Pennsylvania Realtors
ActiveRain Contests
Tags:
working with friends
mortgage stories
ar contests
loans for friends

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Ambassador
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Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

It's so very cool that you're going to visit.  I also love working with friends and family.

Feb 01, 2018 09:56 PM #3
Rainmaker
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Pete Xavier with X Group Real Estate Advocates
Investments to Luxury - Pacific Palisades, CA
Outstanding Agent Referrals-Nationwide

The stars where aligned for this memorable transaction!

Feb 01, 2018 10:31 PM #4
Rainmaker
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Goran Utvic
606 Homes LLC | Chicagoland Brokers Inc, Chicago IL 60656 - Chicago, IL
We Buy & Sell Chicago Houses Fast

Good job John! I'm sure that your clients appreciate the way you treat them.

Feb 02, 2018 05:29 AM #5
Rainmaker
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Carla Freund
Keller Williams Preferred Realty - Apex, NC
Raleigh - Cary Triangle Real Estate 919-602-8489

John, I like helping family and friends too. Glad you had a great transaction with your friend.

Feb 02, 2018 05:31 AM #6
Rainmaker
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Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Love is always in the air...One must learn to breath deeply...richfuscious

Feb 02, 2018 06:14 AM #7
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Dorie Dillard
Coldwell Banker United Realtors® ~ 512.346.1799 - Austin, TX
Serving Buyers & Sellers in NW Austin Real Estate

Good morning John Meussner,

I loved your story and that is the joy in this business to help family, friends and clients who turn into friends! Thank you for sharing.

Feb 02, 2018 06:17 AM #8
Rainmaker
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Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning John. This is a great story and you certainly made an impression and a difference.

Feb 02, 2018 06:30 AM #9
Rainmaker
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Nick & Trudy Vandekar, 610-203-4543
Long & Foster Real Estate Inc 610-225-7400 - Devon, PA
Tredyffrin Easttown Realtors, Philly Main Line

Great story, glad it worked out, not every red flag is warranted, but good to keep them in view. Make sure you check in when you are in PA.

Feb 02, 2018 09:51 AM #10
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George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

John I am with you, I love working with family and friends and have always had positive experiences with those transactions.

Feb 02, 2018 04:31 PM #11
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Paul McFadden
Paratex - Seattle, WA
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Great story. Thanks for sharing!

Feb 02, 2018 06:46 PM #12
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Debe Maxwell, CRS
www.AtHomesCharlotte.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

I also love working with family & friends - in fact, I would be totally offended if one chose to work with someone else! LOL Glad to hear you'll be seeing your friend (and his family) again in PA, John!

Feb 02, 2018 07:02 PM #13
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Jeff Dowler
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude - Carlsbad

That's a great story, John. Congratulations to you and to your friend and his family!

Jeff

Feb 02, 2018 10:09 PM #14
Rainmaker
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John Wiley
Jones & Co. Realty - Fort Myers, FL
Lee County, FL Real Estate GRI, SRES,GREEN,PSA

John, it is obvious from this great story that you CARE and SHARE.

Thank you.

Feb 03, 2018 03:47 AM #15
Rainmaker
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Sharon Tara
Sharon Tara Transformations - Portsmouth, NH
New Hampshire Home Stager

Lovely on so many different levels! Congratulations to your childhood friend and his family! 

Feb 03, 2018 09:26 AM #16
Rainmaker
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Corey Martin
Martin Presence Group - Ruston, LA
Real Estate and Management Solutions

I am glad it was such a great transaction for you. Thank you for sharing.

Feb 03, 2018 08:29 PM #17
Rainmaker
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Elyse Berman, PA
Best Connections Realty, Inc. - Boca Raton, FL
Pet-Friendly Realtor, CRS - (561) 716-782

John Meussner What a wonderful story!  Reading how you were able to help a childhood friend was touching.  I'm sure he's very appreciative of you.  It's funny, we never forget the kids we grew up with.  Kudos to a job well done!

Feb 04, 2018 04:35 PM #18
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Lynn B. Friedman
Atlanta Homes ODAT Realty Call/Text 404-939-2727 Buckhead - Midtown - Westside -- and more ... - Atlanta, GA
Concierge Service for Our Atlanta Sellers & Buyers

John Meussner 
You will certainly be UNCLE JOHN to those kids enjoying their home! Lynn

Feb 04, 2018 07:58 PM #19
Rainmaker
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Kat Palmiotti
Grand Lux Realty, 914-419-0270, kat@thehousekat.com - Monroe, NY
The House Kat

I'm glad everything worked out so well! Have a wonderful visit!

Feb 05, 2018 03:26 AM #20
Rainer
388,848
Dörte Engel
RE/MAX Leading Edge - Bowie, MD
ABC - Annapolis, Bowie, Crofton & rest of Maryland

Dear John,

Good to know, that there are other long time friend keepers out there. For some of my friends, I have known 5 or 6 generations of their families. Great you could help a deserving friend of yours.

Feb 05, 2018 02:38 PM #21
Rainmaker
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Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Thank you for sharing the great story. I too like to work with friends and family .

 

Feb 06, 2018 04:07 AM #22
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John Meussner

#MortgageMadeEasy Walnut Creek, CA 484-680-4852
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