What is an FHA Loan?
FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer you a better deal.
- Low down payments
- Low closing costs
- Easy credit qualifying
I don't understand how I get to put no Money Down!
FHa Requires the Borrower to put 3% down into the transaction. There are down payment programs to where you can gave the 3% given to you by a relative or the Seller can pay for it.
Trust your Agent? Hire me
I have encountered many obstacles in this career. Yes, it is a cut throat business!!! I receive compensation from a transaction when the deal is closed. Nothing comes out of your pocket!!!! I would avoid FOR SALE BY OWNER'S unless you have an agent. In today's society not that many people trust anyone, but I stress to you having representation and trusting your agent makes your dreams happen. Once you take on the challenge I guarantee you.....you wish you would of because it's not easy being your own agent. Do you understand a Settlement statement? Do you clearly understand what a title commitment is? Do you know that your lender charged you a fee that they shouldn't of? My point is that I care and want to deliver to you that buying a home is not easy. Getting your financing done is just the first step. Hire an agent who you can trust, or your setting yourself up to be on a roller coaster ride you wish you never got on. Thanks guys for who read this. If you would like to talk some more please feel free to email me or call.
Isabella@reeceandnichols.com or contact me at 913-406-4296
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