Many homeowners are wondering whether or not they can afford to sell their home? They're trying to think of a way to sell their home when they owe more than what it is worth plus how could they list it with a Realtor and afford the commission? Another more important question might be - "How can they afford not to sell their house?"

If homeowners are behind on their mortgaga payment and they simply cannot afford the payment going forward due to a reduction in their income, they do have an out; an out that they absolutely cannot afford to miss. Homeowners must open the aveunue and seek out help.  Too many homeowners just think there is no hope and give up.  Don't let the homewoners lose hope. There is hope for those that need to sell their home as there are many who specialize in helping homeowners sell their home as a Short Sale. Yes, a Short Sale can be their answer. When homeowners sell their home as a Short Sale it's because they owe more than their home is worth and when they add on the Realtors commission it puts them even further away from the homes value. So yes, the home can be sold as a Short Sale with these facts present.

If the homeowner doesn't try to sell their home the alternative is much worse - Foreclosure.  Foreclosure can be avoided. Homeowners can contact a Short Sale Realtor in their neighborhood who knows the ropes when it comes to Short Sales - this is critical.  Homeowners need to deal with Realtors who know what they're doing in a Short Sale. They can't assume because the Realtor has been around a long time and is well known that they have what it takes to take a homeowner through a successful Short Sale.  In fact, I think that's half the battle in why Short Sales are getting a lot of bad publicity; we're having Realtors attempting Short Sales without knowing the steps or having the passion to carry it out. To me Short Sales are very challenging and I welcome the challenge and more important, I love helping people get on with their lives in hopes of better things to come. Oh, those of us who handle Short Sales know they are a lot of work, more work than a traditional Real Estate Transaction. But oh the satisfaction, when it clicks just right and it gets sold.

So to you homeowners: The next time that you think you just can't afford to sell your home, think again as you can't afford not to.

If you're in South Florida and need some guidance, let me know as I specialize in Short Sales. Or if your out of town, let us know here, as there are a number of Realtors who specialize in Short Sales; probably one right in your neighborhood!