Are you looking to buy your first home, but do not understand the process?  Are you needing funds for down payment assistance?  Were you turned down by other lenders who do NOT specialize in these types of loan programs?  Well look no further, you have come to the right person to help you.  I have over 14 years experience in the Real Estate and Mortgage Services Industry.  The purchase of your first home will be one of the largest investments you will ever make.  You will need a plan and guidance along the course of that long term investment.  I am the Trusted Advisor that you can rely on for education and guidance.

Specializing with first time homebuyers, I have an expansive knowledge of programs such as FHA, VA, government bond programs and little or zero down payments loans.  I present customized options and services for all of your financing possibilities. 

I believe it is of the up-most importance to keep my clients informed throughout the entire transaction.  I meet with clients in person, set flexible appointments and will work around even the most hectic schedule.  I am at your side from the beginning of the loan application to signing the final papers at the title company.

Sincerely,

Gary Miljour

"A solid, long term mortgage plan is always better that a short term solution."