Attention everyone who may be facing the foreclosure process! There is a new trend emerging amongst those who are so adamant on salvaging their credit that they resort to…ARSON. Recently in Memphis, there have been 148 cases of arson, 20 of these homes were going through foreclosure. Desperate people are taking the risk of facing jail time in order to save their credit. If this sounds like a clever idea to you, think again. Committing arson and most likely insurance fraud could land you seven years in jail. It seems like having your house foreclosed and you credit score plagued for a couple of years is the lesser of two evils. Not to mention the mortgage company might get the insurance check anyways…leaving you broke and in jail. Just remember that no matter how tough the foreclosure process gets, there is always a better option than burning your house down.