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Charlotte Schools Open Today. Don't Risk Your Car Insurance Premiums.

By Nina Hollander, Broker

Real Estate Agent with Coldwell Banker Realty 179530

August 27, 2018 06:42 AM

The 2018/19 School Year Has Begun In Charlotte. Drive Safely. Huge Insurance Penalties For Ignoring School Zone Traffic Laws.

Schools in the Charlotte metro area are back in session today. That alone is a good reason to drive safely and responsibly. But did you know just how high the Charlotte and North Carolina penalties are if you don't obey traffic laws in schools zones, such as driving over the speed limit or passing a stopped school bus?

Clearly, these traffic laws are in place to protect our school children. But what you may not know is that North Carolina insurance companies will not waive points associated with speeding in school zones. In North Carolina, we are not talking just points on your driving license or about a one-time fine for an offense. What we are talking about are penalties that really hit the wallet hard for a long time:

A minimum 30% increase in your auto insurance premiums for five years for a conviction for speeding in a school zone at any speed above the posted limit.
An 80% increase in your auto insurance premiums for five years for a conviction for passing a stopped school bus.

So be sure to follow the driving laws in school zones... you'll help keep Charlotte kids safe and you'll keep your insurance premiums down.

Keeping Car Insurance Costs Down

This information about the high cost of insurance premium hikes for violating driving laws in Charlotte's school zones is provided by Nina Hollander/Carolinas Realty Partners with Coldwell Banker, your Charlotte metro area residential real estate experts.

If you're considering purchasing or selling a home anywhere in the Charlotte metro area, I'd love an opportunity to earn your business, exceed your expectations, and to prove to you that

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Bob "RealMan" Timm

Ward County Notary Services - Minot, ND

Owner of Ward Co Notary Services retired RE Broker

Excellent reminder Nina Hollander . Once schools start (and they did here last week) I change my driving pattern to avoid all school zones. I'm always amazed at the parents who drop their kids off right in the street because they are in to big of a hurry to pull into the school drop off zone.

Aug 27, 2018 08:18 AM

Roy Kelley

Gaithersburg, MD
Nina Hollander, Broker

Charlotte, NC

Will Hamm

Hamm Homes - Aurora, CO

"Where There's a Will, There's a Way!"

Happy Monday Nina Hollander, Thanks for the remnder, School open here last week and I saw more police out around school zones. Lucky I was watching my speed.

Aug 27, 2018 08:34 AM

Bob "RealMan" Timm

Minot, ND
Roy Kelley

Gaithersburg, MD
Nina Hollander, Broker

Charlotte, NC

George Souto

George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT

Your Connecticut Mortgage Expert

Nina our schools open on Wednesday. I only have a couple of more days before I start spending time stuck behind those big yellow little people movers

Aug 27, 2018 09:14 AM

Bob "RealMan" Timm

Minot, ND
Roy Kelley

Gaithersburg, MD
Nina Hollander, Broker

Charlotte, NC

Ron and Alexandra Seigel

Napa Consultants - Carpinteria, CA

Luxury Real Estate Branding, Marketing & Strategy

Nina,

What an interesting take on car insurance! We live in a city with lots of schools included higher learning ones, and even down the street from us...And we just had our car insurance payments lowered by 40%. LOL A

Aug 27, 2018 09:33 AM

Bob "RealMan" Timm

Minot, ND
Roy Kelley

Gaithersburg, MD
Nina Hollander, Broker

Charlotte, NC

Nina Hollander, Broker

Coldwell Banker Realty - Charlotte, NC

Your Greater Charlotte Realtor

Ron and Alexandra Seigel hi Alexandra... our car insurance rates are quite reasonable... but watch out if you're caught speeding in a school zone or not stopping behind a school bus!

Aug 27, 2018 09:52 AM

Nina Hollander, Broker

Coldwell Banker Realty - Charlotte, NC

Your Greater Charlotte Realtor

George Souto hi George.... even though school started today, the buses were out rolling along "testing" their routes last week!

Aug 27, 2018 09:54 AM

Nina Hollander, Broker

Coldwell Banker Realty - Charlotte, NC

Your Greater Charlotte Realtor

Will Hamm hi Will... our police start "hanging out" near the schools as well once the school term begins, especially in the first few weeks.

Aug 27, 2018 09:54 AM

Nina Hollander, Broker

Coldwell Banker Realty - Charlotte, NC

Your Greater Charlotte Realtor

Bob "RealMan" Timm hi Bob... whichever direction I turn in from my house I'm but a minute or two by car from a school... no avoiding it. And then the school buses are rolling through the neighborhood as well.

Aug 27, 2018 09:55 AM

Bob "RealMan" Timm

Minot, ND

Bob "RealMan" Timm

I live a block and a half from an elementarily school and it is nice to hear the kids playing. Lucky for me however the traffic to and from the school is largely away from my main route of travel.

Aug 27, 2018 12:33 PM

Eleanor Thorne

Equity Resources - Cary, NC

Advantage Lending 919-649-5058

We started back in Raleigh too - great reminder to just leave some time, or take a different route to work!

Aug 27, 2018 10:11 AM

Roy Kelley

Gaithersburg, MD
Bob "RealMan" Timm

Minot, ND
Nina Hollander, Broker

Charlotte, NC

Nina Hollander, Broker

Coldwell Banker Realty - Charlotte, NC

Your Greater Charlotte Realtor

Eleanor Thorne hi Eleanor, in my case, I have no alternate routes... I just need to plan around the opening school bells instead.

Aug 27, 2018 10:13 AM

Sally K. & David L. Hanson

EXP Realty 414-525-0563 - Brookfield, WI

WI Real Estate Agents - Luxury - Divorce

Extra cautio required with all the kids out...flashing bus lights and all !

Aug 27, 2018 04:41 PM

Bob "RealMan" Timm

Minot, ND
Roy Kelley

Gaithersburg, MD
Nina Hollander, Broker

Charlotte, NC

Rebecca Gaujot, Realtor®

Lewisburg, WV

Lewisburg WV, the go to agent for all real estate

Our schools started today as well... we all must be watchful of school zones and the children.

Aug 27, 2018 04:53 PM

Bob "RealMan" Timm

Minot, ND
Roy Kelley

Gaithersburg, MD
Nina Hollander, Broker

Charlotte, NC

Kathy Streib

Cypress, TX

Home Stager/Redesign

Hi Nina- I am surprised at the number of people I see who go speeding through school zones. We go through several on our way to our morning walks and it's so important to keep our wee ones safe.

Aug 27, 2018 06:05 PM

Bob "RealMan" Timm

Minot, ND
Roy Kelley

Gaithersburg, MD
Nina Hollander, Broker

Charlotte, NC

Paul S. Henderson, REALTOR®, CRS

Fathom Realty Washington LLC - Tacoma, WA

South Puget Sound Washington Agent/Broker!

When I was young I could hardly wait to get back to school to see all my friends. Now I listen to my grandkids say the same thing Nina...

Aug 27, 2018 10:10 PM

Bob "RealMan" Timm

Minot, ND
Roy Kelley

Gaithersburg, MD
Nina Hollander, Broker

Charlotte, NC

Nina Hollander, Broker

Coldwell Banker Realty - Charlotte, NC

Your Greater Charlotte Realtor

Paul S. Henderson, REALTOR®,CRS, hi Paul... I remember that feeling all too well... the only difference was that growing up in NYC we walked to school and met up with friends along the way and in high school we took public buses together.

Aug 28, 2018 03:31 AM

Nina Hollander, Broker

Coldwell Banker Realty - Charlotte, NC

Your Greater Charlotte Realtor

Kathy Streib amazing, isn't it Kathy, to put young lives at risk to get somewhere more quickly by a minute? Makes you wonder what people are thinking. Although here in Charlotte a high schooler was killed by someone driving 15 miles over the speed limit.

Aug 28, 2018 03:33 AM

Nina Hollander, Broker

Coldwell Banker Realty - Charlotte, NC

Your Greater Charlotte Realtor

Rebecca Gaujot, Realtor® hi Rebecca... I like that NC makes the penalty so draconian for those who don't obey school zone traffic laws... the problem is that most people don't know about these until it's too late. Maybe if more were aware upfront they'd pay more attention to the laws.

Aug 28, 2018 03:35 AM

Rebecca Gaujot, Realtor®

Lewisburg, WV

Nina Hollander, Broker

Coldwell Banker Realty - Charlotte, NC

Your Greater Charlotte Realtor

Sally K. & David L. Hanson good morning, Sally and David... amazing to me how many people ignore auto safety around kids in school zones... and don't get me started on the moms I see dropping off kids with a phone and cigarette in hand!

Aug 28, 2018 03:36 AM

Patricia Feager, MBA, CRS, GRI,MRP

DFW FINE PROPERTIES - Flower Mound, TX

Selling Homes Changing Lives

Nina Hollander - Looks like kids in Charlotte had a longer summer vacation than kids in my area. Here, they started 2 weeks ago.

All good points you bring up for school startings in your area. Safety first!

Aug 28, 2018 03:47 AM

Bob "RealMan" Timm

Minot, ND
Nina Hollander, Broker

Charlotte, NC

Nina Hollander, Broker

Coldwell Banker Realty - Charlotte, NC

Your Greater Charlotte Realtor

Patricia Feager hi Patricia... schools in South Carolina opened last Monday; here in North Carolina, yesterday. But there's also a difference in when they finish the school year. I don't get starting school in mid-August, but it seems that lots of areas of the nation do so these days.

Aug 28, 2018 04:13 AM