Special offer

Workforce Housing and CreditSmart Certified Counselor...Money available for Buyers is truely accessible!

By
Real Estate Agent with Homes By the Bay @ Keller Williams Flagship of MD

Congratulations to all involved. My office has just completed 2 very important Buyer Benefit program Accreditations.  There is lots of money out there being provided for Buyer's right now and if there is anything close to free money to Buy into a new home for First Time Buyer's, this is the way to do it.  I have just been Certified through Maryland Association of Realtors, by Freddie Mac  as  a Cerfied Credit Smart Trainer, and Fern Davis, Director of Housing Programs & MAR coordinator for Credit Smart.  In addition to this training program for our new Buyer's (and some repeat clients), the Program is priceless, fool-proof and also lets us help out with Spanish speaking clients, and translates the program for us! Excellent tools!

We have also completed Certifications and have become a  Certified WHC or Workforce Housing Realtor. These programs cannot be beaten and the guidelines show how to take the program step by step. In addition we have been forward'd a list of super qualified Lender's whom are Certified in themselves to execute a seamless transaction on the Financial side. I am looking forward to  working with agents and Clients in spreadin the good news with any potential Buyer today.  Thank you  MAR!

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Current list of home programs identified by Maryland Home Programs: --

Accessory, Shared and Sheltered Housing Program (ACCESS)

American Dream Downpayment Initiative

American Family Funds/Dove Foundation

American Home Partners

AmeriDream Charity, Inc.

Annapolis MPDU Program

Down Payment & Settlement Expense Loan Program (DSELP)

Emergency Housing Rehabilitation Revolving Loan Program

Energy Efficient Mortgage

Family Asset Development Program

Fannie Mae Flexible 97 & 100

FCAR Deferred Loan Program

FHA 203(b) Rehabilitation Mortgage

FHA-Federal Housing Administration

Frederick County Housing Rehabilitation Program

Frederick County MPDU Program

Frederick County Roof Raising Project

Frederick County Rural Homeownership Program

Grant America Program/Genesis

Historic Preservation Loan Program

Home Possible 95 & 97

Homeowners' Property Tax Credit Program

Key Choices Lease Purchase Homeownership Program

Lead Abatement Action project

Lead Abatement Grant or Loan

Lifeline Refinancing Mortgage Product

Maryland Rehabilitation Tax Credits

MMP+2%

MMP+3%

More House 4 Less - Worcester, Wicomico, Washington

More House 4 Less - Allegany, Caroline, Dorchester, Garrett, Kent

More House 4 Less - Baltimore Metro

More House 4 Less - Carroll, Howard, Queen Anne's

More House 4 Less - Cecil

More House 4 Less - Somerset

More House 4 Less - St. Mary's

More House 4 Less - Talbot

More House 4 Less - Washington, D.C. Metro

Mortgage Assistance Program (MAP) - Anne Arundel

Neighborhood Advantage Credit Flex

Rural Housing Loan

Solar Energy Tax Credits

Sold on Frederick II

Special Targeted Applicant Rehabilitation Program (STAR)

State-Owned Homes for Sale

Teacher Flex

Workforce Housing Initiative - Anne Arundel





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