Our Mortgage Loan Programs...
are designed for REAL People...
Don't you hate reading those ads that say, "Good Credit, Slow Credit, No Credit, No Problem?" Are they kidding?! Yes!
If you have credit problems, it's a problem. It can be solved, but it takes the right credit advocacy program, the right loan officer and the right company...it's not magic.
HERE'S A CONCEPT! We are a 100% referral based company. If you get bad service you are not likely to refer your friends and family to us! We look for the best loan program, and the right credit solution, for your circumstances. The program that "works" for you might take six months of work. It might be different than the "outside the box" loan program someone offered you 18 months ago... but we are going to find the program that works FOR YOU, and we believe that's what our clients deserve. Someone to work on your behalf. An experienced craftsman, not someone who can type a loan application in and tell you if it fits the "Magical Mortgage Program Guide" (today).
And then again, sometimes, it's the PROPERTY that needs a thoughful look. We finance flood prone beach homes, family properties with mobile homes, log cabins, non-warrantable condos, new homes, ugly hmes, and the most basic of "fixer-uppers." Sometimes it requires a little more money down, sometimes it takes a little elbow grease, sometimes the seller needs to help with financing costs... but if there's a way, and it's the RIGHT THING FOR YOU, then we will do everything possible to make your dream come true!
No matter what the issue, we are going to be frank, honest and full of options.
We believe our JOB is to be experts in mortgage lending. It is OUR JOB to find the most current financing tools for you... We ALSO believe it's OUR JOB to counsel you to wait a few more months before buying a home, if you have credit issues that are going to take time to heal... and IF waiting is the best option... we'll be there to walk you through the steps to your dream home!
If you are purchasing a home in Raleigh, or buying a home in Cary, please contact Steve and Eleanor Thorne
You sound honest and easy to work with. There are alot of people that need some credit help.