programsOur Mortgage Loan Programs...

are designed for REAL People...

Don't you hate reading those ads that say, "Good Credit, Slow Credit, No Credit, No Problem?"  Are they kidding?!  Yes!

If you have credit problems, it's a problem.  It can be solved, but it takes the right credit advocacy program, the right loan officer and the right company...it's not magic.

HERE'S A CONCEPT!  We are a 100% referral based company.  If you get bad service you are not likely to refer your friends and family to us!  We look for the best loan program, and the right credit solution, for your circumstances.  The program that "works" for you might take six months of work.  It might be different than the "outside the box" loan program someone offered you 18 months ago... but we are going to find the program that works FOR YOU, and we believe that's what our clients deserve.  Someone to work on your behalf.  An experienced craftsman, not someone who can type a loan application in and tell you if it fits the "Magical Mortgage Program Guide" (today).

magicAnd then again, sometimes, it's the PROPERTY that needs a thoughful look.  We finance flood prone beach homes, family properties with mobile homes, log cabins, non-warrantable condos, new homes, ugly hmes, and the most basic of "fixer-uppers."  Sometimes it requires a little more money down, sometimes it takes a little elbow grease, sometimes the seller needs to help with financing costs... but if there's a way, and it's the RIGHT THING FOR YOU, then we will do everything possible to make your dream come true!

No matter what the issue, we are going to be frank, honest and full of options.

We believe our JOB is to be experts in mortgage lending.  It is OUR JOB to find the most current financing tools for you... We ALSO believe it's OUR JOB to counsel you to wait a few more months before buying a home, if you have credit issues that are going to take time to heal... and IF waiting is the best option... we'll be there to walk you through the steps to your dream home!

If you are purchasing a home in Raleigh, or buying a home in Cary, please contact Steve and Eleanor Thorne 

 
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4 Comments on Magical Mortgage Programs

MAY
28
2008
227,815 Points 1 Featured Post Outside Blog

You sound honest and easy to work with.  There are alot of people that need some credit help.

2:48pm • #1
3 Featured Posts

So Eleanor, you are trying to tell me that the ad I just saw for 4.5% with no closing fees isn't accurate?  I just had a tought are all these internet ads under Reg Z?

3:11pm • #2
MAY
31
2008
424,728 Points 48 Featured Posts Localism Sponsor Outside Blog

Eleanor,

There's a breathless, "just between you and me" ad running in Phoenix and Tucson that makes me want to barf.  It's so misleading!  Thanks for a straightforward article for your clients and future clients.  It makes me want to refer business to you!

Mike in Tucson

12:00pm • #3
152,261 Points 6 Featured Posts Outside Blog

Joe, I think that there are a lot of mortgage advertisements that push the Reg z requirments, not just the internet ads? I never tell anyone that another adv rtisement or quote is a bait and switch or misleading.

I just tell them what questions to ask, what documents to see, and I follow up later, sometimes a couple times. Either I can catch them when it falls, or I can possibly learn something 

Credit repair has always been important to those who need it. It is now important to the industry, to

develop qualified buyers.

Thanks,

Richard

12:49pm • #4

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Eleanor Thorne 919-649-5057 Cary Mortgage Loans

Cary, NC

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First Financial Services, Inc

Address: 5565 Centerview Drive, Suite 101, Raleigh, NC, 27606

Office Phone: (919) 649-5058

Cell Phone: (919) 649-5057

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