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100% Financing - A thing of the past??? What about the VA Mortgage Loan?

By Judy Tuscano

Real Estate Agent with Prudential Verani Realty

May 28, 2008 12:47 PM

For the most part 100% financing is a mortgage product of the past but there is still one 100% loan product available and it may be just what you need to get you on the road to home ownership. It is the VA Mortgage Loan.

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If you are a serviceman or woman then you may be eligible for this type of home financing. You stood on the line for our country and our country still underwrites loans for you. So if you are out there and you are ready to put down some roots then get your DD-213 and contact your local VA office to apply for your Eligibility Certificate.

Once you have your Eligibility Certificate in hand then you can contact a local REALTOR who will help you find a reputable mortgage officer to get you pre approved for a VA Mortgage Loan.

Then your REALTOR can help you find your slice of the American Dream. Who better to finally get their slice of the pie than the man or woman who put them self in harms way to defend our way of life?

If you are a Veteran looking to purchase property in New Hampshire, contact me and I'll help guide you through the process.

Judy Tuscano, REALTOR - Your NH Real Estate Professional

Team Tuscano

Prudential Verani Realty

603-498-2263 cell phone

603-693-0919 office direct

jude1220@yahoo.com

Comments(11)

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Linda Scanlan

A Fan of AR - Burleson, TX

Hi Judy! I love helping veterans find a home. One thing very important is that you know a reputable lender who REALLY knows the VA process. It's so rewarding to help someone who served our country find a home.

May 28, 2008 01:24 PM

Monika McGillicuddy

Berkshire Hathaway HomeServices Verani Realty - Hampstead, NH

Southern NH & the Seacoast Area

Hey Ms jude. Very nice post and I thought I'd see some pink chairs and ice cream.

May 28, 2008 01:34 PM

Judy Tuscano

Prudential Verani Realty - Nottingham, NH

NH Real Estate Professional

Linda - Veterans deserve to own their own homes - they are the ones who make it possible for all of us to have the freedoms we enjoy. I so appreciate their service.

Moni - I'm saving the pink chairs for another post so keep an eye out.

May 28, 2008 01:51 PM

Marchel Peterson

Results Realty - Spring, TX

Spring TX Real Estate E-Pro

Judy, One of my listings has a VA contract on it. Now I had to talk my seller in to it as there are some items that the seller is required to pay; (that is no longer the case with FHA.) It can all be worked out in the negotiations though. I'm glad this is a perk for our veterans. They basically give up part of their life for their country so this is as it should be.

May 28, 2008 03:30 PM

Adam Waldman

Westcott Group Real Estate Company - Hauppauge, NY

Realtor - Long Island

JUDY - The VA loans are a great tool, and they are certainly have been earned by the people that are entitled to them.

May 29, 2008 02:36 AM

Marchel - Thanks for adding to our information here and I fully agree with you that Veterans deserve this perk and hopefully we can help them find homes where they can enhance the communities in which they live.

Adam - You are so right and thanks for commenting.

May 29, 2008 03:11 AM

Margaret Woda

Long & Foster Real Estate, Inc. - Crofton, MD

Maryland Real Estate & Military Relocation

Judy, a VA loan saved the day for a buyer of my listing today when his Bank of America no-fee conventional loan disappeared.

May 29, 2008 02:04 PM

Margaret - The banks have really tightened up but I am glad that our veterans can still get their VA loans. As always, thanks for your comments and I'm happy to see you will have another sale.

May 29, 2008 08:00 PM

Gena Riede

Riede Real Estate, Lic. 01310792 - Sacramento, CA

Real Estate Broker - Sacramento CA Real Estate (916) 417-2699

Judy, I have a VA home buyer right now who is in escrow and awaiting the VA appraisers report. Both of my buyers are service people and have been a real joy to work with. I think that as time marches on, we will see a lot more VA home buyers.

May 30, 2008 03:47 AM

Gena - Thanks for commenting. Over the past several years the amount of VA buyers in our area had seemed to decrease perhaps due to the funding fee they had to pay and with mortgage money so easy to aquire they didn't feel they needed to use their benefits. I think we will now begin to see our Veterans out looking and using their well deserved benefits.

May 30, 2008 09:59 AM

Todd Clark - Retired

eXp Realty LLC - Tigard, OR

Principle Broker Oregon

I'm certainly starting to see a lot more of the VA loans now. Last year, I didn't have one VA loan and now I'm working three at the same time as well as three FHA loans. Loving all of it, but it certainly is a little different than I'm used to.

Jun 03, 2008 05:11 PM

100% Financing - A thing of the past??? What about the VA Mortgage Loan?

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