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Mail Theft

By
Home Builder with Bloomfield Homes

Wow.  What a crappy thing to have happen to you.  Wednesday night/Thursday morning I woke up at 3am with that "something isn't right" feeling.  Then I realized the time and thought I had a bad dream... or, perhaps it was just simply being awake at this time that "isn't right".  That was, until 7:30am.

At 7:30am I heard a hard knock on the door... followed by a ring of the door bell.  I peeped out the window to a large, unknown truck and a large, unknown man.  With my towel on my head from my shower, I went to get my husband.  He went to the door and I heard angry voices.  However, try as I might, I could not make out what they were saying.

When my hubby reappeared I asked him what was going on.  It was a neighbor.  A Good Samaritan in fact that wanted us to know we had been victimized (as he was... hence the angry voice).  Someone had gone up and down the street stealing everyone's mail.  It was horrible.  We knew we were victims too because he had found one of our business envelopes down the street, opened and empty. 

Perhaps they were after these elusive "stimulus checks" or perhaps they were simply kids looking for some Net Flicks or other valuables.  The hard truth is though; they could also be thieves looking to steal our identity.  Both my husband and I were victims of this back in our youthful naive days... we vowed never to go through that nightmare again!

Mail theft is actually a serious problem.  If you find yourself a victim, do not take it too lightly.  The proper action to take it to get your local postal inspector's phone number and file a formal report.  Then, as a precaution (better safe than sorry... an ounce of prevention is worth a pound of cure... and all that stuff), go to www.experian.com/fraud.  Fill out the Initial Security Alert which puts a preventative hold on your credit for 90 days.  You can still get new credit.  They just have to call your cell phone and verify it is you trying to get the credit.  Experian then notifies the other credit agencies protecting your good name.

Identity theft is a serious problem in this country today.  Sadly, the laws have struggled to keep up with it.  In my case, I lived in my own home in Arlington and someone had an apartment in Dallas.  I called the Alrington Police who said I had to call Dallas.  I called the Dallas PD only to be told that I was not the victim.  They said my identity had no value.  It was the apartment complex which had been defrauded who was the true victim so there was nothing I could do!  I could give them the address of the perpetrator and they said "No thank you."  It was horrible.  Until the law catches up we must look out for each other.  When these things happen, and we learn from our mistakes, it is important we share it.

Please, do not leave your mail in the box overnight.  Never be too tired to walk out and get it.  Next time it could be you!

 

Adam Borders
Keller Williams Realty Louisville EAST - Simpsonville, KY
Kentucky REALTOR

Your mail gets delivered that early in the morning??  WOW

That kind of mess left behind sounds more like kids than theives. Unfortuantely most people don't think like criminals and a good criminal wouldnt leave a trace. Still protect your idenity by using fraud alerts or the newer identity proctection subscriptions. I live in semi rural area but it still has happened there too.

Jun 01, 2008 06:20 AM
Barb Overmann
Keller Williams Realty - Lugoff, SC

Identity theft can happen in so many areas of our lives now...even medical identify for health insurance. 

Jun 01, 2008 06:24 AM
Bill Gillhespy
16 Sunview Blvd - Fort Myers Beach, FL
Fort Myers Beach Realtor, Fort Myers Beach Agent - Homes & Condos

I hadn't thought about the stimulus checks being targeted !  Sad how so many people just don't care.

Jun 01, 2008 06:26 AM
Phyllis Pafumi
ReStyled to Sell Home Staging New Jersey - Old Bridge, NJ
ReStyled to Sell Staging Homes NJ

In today's world you have too be so careful, it is a shame that you cannot even feel safe around your own home. Today there are so many internet scams that seem true, like the one that is from the IRS saying you have a credit due you, just fill in this info and your check will be sent out. HOW MANY PEOPLE ACTUALLY BELIEVE THIS?

Hopefully your items were replaced

Phyllis Pafumi

Jun 01, 2008 08:03 AM
Elizabeth Cooper-Golden
Huntsville Alabama Real Estate, (@ Homes Realty Group) - Huntsville, AL
Huntsville AL MLS

Sara, What a mess for you. How horrible. I hope it turns out alright for you and thank you for this important reminder!

Jun 01, 2008 08:48 AM
Veronica DeCarolis
Weidel Realtors - Flemington, NJ

Sara,  Thanks for sharing. I don't usually put my outgoing mail in the box until the morning but now I think I'll take the drive to the post office.  I hate shredding everything incoming but will continue especially  now.

Veronica

Jun 01, 2008 09:43 AM
Neal Bloom
Brokered by eXp Realty LLC - Weston, FL
Realtor CRS-Weston FL Real Estate

I've been a victim twice and last time they got access to our bank and stole 15K...we got it all back but the person stole a drivers license and a credit card. Next time they try it the cops are waiting because there is an alarm on my stuff now forever.

Jun 01, 2008 10:15 AM
Pam Winterbauer
Pam Winterbauer Real Estate - San Ramon, CA
"Providing Blue Ribbon Service"

Thanks for the reminder.  I had a call Friday AM from the fraud dept. of my Visa card.  Apparantly someone had places serveral small charges under $10 on my visa account with the incorrect expiration date to see if they would go through.  Since they were not my charges the bank closed out my account and sending me a new card and number which I should have on Monday?  This is pretty serious stuff.

Jun 01, 2008 10:24 AM
David M. Childress
Howard Hanna Real Estate Services - Akron, OH
I would love to be your Realtor® in Akron Ohio!

Sadly, this isn't Mayberry anymore. I never leave mail in the box and I take my outgoing to work and drop it off at the post office on the way.

Jun 01, 2008 11:52 AM
Jim & Maria Hart
Brand Name Real Estate - Charleston, SC
Charleston, SC Real Estate

I have been a victim of theft as well, but not by mail.  Fortunately we live on a major road, so I would hope that our chances of having our mail stolen are pretty slim.  We never leave it in the box overnight, though.  So sorry that this happened to you, but that you for posting the warning!

Jun 01, 2008 01:26 PM
Tom Burris
NMLS# 335055 - Baton Rouge, LA
Texas/Louisiana Mortgage Pro - 13 YRS Experience

Your credit has no value? I beg to differ. I would go back to Dallas PD and file a police report.

If they refuse, then call channel 5 or anyone else who will listen. And report the Dallas PD to the Attorney General for their behavior.

 

 

Jun 01, 2008 02:03 PM
Ricki Eichler McCallum
CastNet Realty - Corpus Christi, TX
Broker,GRI,ABR, e-Pro, TAHS

Excellent post!  Thanks for the warning! 

Jun 01, 2008 02:45 PM
LaNita Cates
REMAX of Joliet - Joliet, IL

I never leave mail in my mailbox and I write all my checks with the pens you buy at OfficeMax so they can't be "erased". My credit cards say "photo ID required" in place of the signature.

Jun 01, 2008 02:56 PM
Jason Elrod
Elrod Associates - Granite Bay, CA

P.O. Box for all 'real' transactions and very rarely do I put outgoing mail into the mail box at my house (and only then when I am home for the day). It is a sad state of affairs to have to do that, but a small price in inconvienience to make it harder on the thieves.....

 

 

Jun 01, 2008 03:09 PM
Crista Hines
REALTY EXECUTIVES Platinum Group - Grand Rapids, MI

I grew up in a place where we never had to lock our house, let alone cars (or mailboxes...).  It's sad that pepole are so desperate that they are willing to completely turn someone's life upside down for a short-lived, minimal and temporary gain.  What happened to the days when people stole wallets just  for the cash?! 

Jun 01, 2008 03:27 PM
Lorinda Ward
Keffer Realty - Norfolk, VA
Serving, Hampton Roads Virginia. Norfolk, Chesapeake, Va Beach

I hate to hear things like this!  I was a victim about 8 years ago and as recently as two days ago we found out that some one has credit cards in my daughter name!  How can that be I kept her information locked up and secure, so I thought.  We are in the process of fighting those items now.  Great post!

Jun 01, 2008 04:13 PM
John Novak
Keller Williams Realty The Marketplace - Las Vegas, NV
Henderson, Las Vegas and Summerlin Real Estate

Many Las Vegas neighborhoods use cluster mailboxes, where all boxes for one block are centrally located and each has an individual lock. Still, it's always good practice to remove mail from the boxes daily.

Jun 01, 2008 06:36 PM
Lew Corcoran
Better Living Real Estate, LLC - East Bridgewater, MA
Real Estate Agent, Home Stager, & Photographer

Ever wonder why they don't have this problem in Europe? Because everyone's credit account is frozen!

Identify theft is rampant in this country, and the police don't want to help. Placing a "fraud alert" on your credit file with the major credit bureaus won't help much either. The best thing to do is have your credit account frozen. However. this option is not yet available in all states. To find out what the laws are in your state and to see if you can freeze your credit report, go to http://www.consumersunion.org/campaigns/learn_more/003484indiv.html 

When your account is frozen, no one can open up new accounts posing as you. You'll be given a PIN number which you must use whenever you need to unfreeze your account. When you unfreeze your account, you can unlock it for a particular creditor or for a period of time allowing anyone accees to it (such as when you're looking for a new mortgage or car loan.)

By the way, freezing your credit report won't protect your bank accounts or your credit cards from fraudulent activity. Make sure you maintain due diligence over all your financial acocunts. And go to the post office to post your mail.

Jun 02, 2008 02:46 AM
Rob Wesler
Harborview Financial Partners, LLC - Land O Lakes, FL

Great advice to get the police report as it will help you down the road if need be. A credit monitoring system will run about $30 a year but is well worth it! When our house was burglarized we thought the thief was scared away because nothing apperared to be missing and evrything was in its' place. 3 days later, we figured out they stole one check from each checkbook deep in the pile. We were lucky and caught it on time, but had to report every "fake" transaction to the bank and without the police report, we would have been stuck....

Jun 02, 2008 05:25 AM
LLoyd Nichols
Premier Florida Realty of SWFL - Fort Myers, FL
Southwest Florida Homes By The Sea

There are many con artists out there after those stimulus checks.  I suspect that this is the cause of the recent problem in your neighborhood.  No one I know has actually received their check yet.  Makes me wonder . .  but, really, I think the cons will have a difficult time cashing them.  I believe that there's more of a danger in the cons conning the seniors out of their checks once they are finally received.

Regards,

Lloyd Nichols

Jun 02, 2008 03:20 PM