We are seeing many first time home buyers starting to look for homes. Right now there are great  programs through FHA and interest rates are still low - it is a great time to buy your first home. But you may not know about the many great reasons to buy a home! Here are just a few of them:

• When you invest in a home, it offers the possibility for appreciation in value. The equity becomes yours when you're still paying off your mortgage. You even get to live in it while your investment matures making it a great investment.
• Since both mortgage interest and property taxes are tax deductible, homeownership can save you significant amounts of money every year in tax benefits.
•  You decide how much you spend on your home, including repairs and improvements. Unlike renters, homeowners with a fixed-rate loan can lock in their monthly housing costs for the life of  the mortgage.
• You can choose which improvements,  remodeling, or paint color you want, instead of needing permission from your landlord

We have helped many first time homebuyers find the perfect home. If you have more questions about making the decision to buy a home in the MidHudson Valley please call Barbara Carter or Becky Cook Exit Realty Services Mother/Daughter Team Realtors- Two For You 24/7.