Real estate agents, mortgage bankers, and mortgage brokers already know about the Federal Fair Housing Act. Most agents for both real estate sales and lending are not only aware of these laws, but strictly adhere to them. But are you aware that if a real estate buyer or seller starts even talking about discriminating against a protecting class, as specified in the Fair Housing Act, real estate and mortage agents are supposed to tell the discriminator that they are not able to work with them, and walk away. Any other action is a risk of losing their license.
If you're a real estate buyer or a real estate seller, you need to memorize these laws. Thankfully, with today's technology, a quick Google search will produce the details of the Federal Fair Housing Act. To be honest, I'm amazed that there are still people who are ignorant or arrogant enough to discriminate against others; especially those of a protected class. In case you don't know who these protected classes are, they're as follows... race, color, religion, sex, national origin, familial status, or disability.
Recently, the Daytona Beach Area Association of REALTORS® made some excellent changes to our MLS (Multiple Listing Service) Real Estate Listing Agreements. Let's compare the old verbiage with the new.
OLD: Please do not ask or expect to restrict the sale of your property to race, color, religion, sex, handicap, familial status, or national origin. REALTOR® policy as well as federal law prohibits REALTORS® from placing any such restrictions on showing or information about the availability of homes for sale or rent.
(Before you read the new verbiage, I noticed there is one class that is missing- handicap. I've alerted our Board of this error.) With that being said, here is the NEW:
It is illegal, pursuant to the Federal Fair Housing Law, 42 U.S.C.A.3601, to refuse to sell, transfer, assign, rent, lease, sublease or finance housing accommodations, refuse to negotiate for the sale or rental of housing accommodations, or otherwise deny or make unavailable housing accommodations because of race, color, religion, sex, familial status or national origin or to so discriminate in advertising the sale or rental of housing, in the financing of housing, or in the provision of real estate brokerage services. It is also illegal, for profit, to induce or attempt to induce any person to see or rent any dwelling by representations regarding the entry or respective entry into the neighborhood of a person or persons belonging to one of the protected classes.
I'm absolutely thrilled with the new verbiage of our listing agreements. It's longer, but it makes it explicitly clear that NO ONE is to discriminate; not the seller, the buyer, the REALTOR®, or the mortgage broker. Not me, and not you! So think before you open your mouth. And definitely think before you act!
If you're interested in buying or selling real estate in the Daytona Beach area, make a Smart Choice and call Lisa Hill with Adams Cameron & Co., REALTORS®. I'd love to help... unless you expect me to discriminate in any way!
Lisa Hill, real estate agent in Daytona Beach FL, with Adams Cameron & Co., REALTORS
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