Steps to Buying an Atlanta Home

There are five steps you should consider when deciding if you are ready to buy your Atlanta home or condo.

Review your employment. Lenders want to see that you have been employed on a regular basis for 2-3 years.

Evaluate your sources of income. Do you have a steady income? There are loans available for people who are self employed or sales people who are paid in an irregular pattern. Do you have money saved for a down payment and closing costs? Closing costs might be negotiated for the seller to pay when your contract is written. And do you have money saved for emergencies? This is a very important issue because you don't know what tomorrow will bring.

Analyze your current expenses. Do you have a budget? Can you handle the payments involved in purchasing a home and have money for unexpected events?

Determine if your credit history will ensure you will be able to buy a home. Do you have established credit and have you paid your bills on time?

And once you have answered these questions, ask yourself if you want to buy a home. If you still do, then are you familiar with what is required to qualify for a loan and are you willing to work towards preparing yourself to be a homeowner?

This is certainly a time you will need a skilled professional realtor to help you with any questions you have or issues that come up. I'd like to be the realtor to help you with your Atlanta home search. Give me a call at 770-238-0277.