Consumers need to know that short sales are available to them so that they can avoid foreclosure.

I've met with several sellers recently that were not familiar with what short sales were. Of course their mortgage company is not going to tell them.

Does anyone know if it is the law in Pennsylvania that mortgage companies have to reveal the

short sale option to homeowners that are behind on their mortgages?

How many types of hardships are you finding the banks are willing to accept. For example, many of our homeowners are commuters from the Poconos to New York city everyday and with the rising price of gas and now all our consumer products, this expense has become a hardship to them and is forcing them to sell their homes and move back to the City.

It's been my experience that they won't consider this as a hardship and I was wondering if anyone else out there has been dealing with it.

Thanks for your inputs.