I know what you're thinking...too good to be true, but it's not!  There is A LOT of work involved and if you have a client that is willing to buckle down and do the dirty work of budgeting, living below their means and owning a home...this may be a great opportunity for them. 

Truly committed to helping everyone achieve home ownership, NACA provides everyone with one mortgage product, which is the best one available anywhere., NACA is unique in that we counsel everyone into this one incredible product which makes homeownership affordable. We are committed to counsel all prospective homebuyers until they succeed in purchasing an affordable home. While, it may not be immediate, if you stay with NACA, you will become a homeowner.

NACA's counseling and underwriting criteria are "character-based" and not based on credit scores and ratios. This enables us to fulfill our mission of assisting working people who otherwise do not have access to affordable credit. Consequently, the vast majority of NACA Members are low- to moderate-income, first-time homeowners, many of whom have neither perfect credit nor substantial savings.

Helping each Member over the hurdles of the homebuying process
If you are determined to purchase a home, NACA will first evaluate your particular circumstances and determine whether you are ready for homeownership and what you can realistically afford. If NACA determines that your finances are not ready to sustain a mortgage, we will assist you in planning and developing strategies to get you there. NACA provides free, personalized, and comprehensive counseling to all Members to address your particular credit and financial issues and help determine your best home purchase options. The NACA Mortgage Consultant assists you throughout the home purchase process, and once you are a homeowner, NACA will be there for as long as you have a mortgage through NACA.

NACA's outstanding mortgage product
NACA has over $10 billion in mortgage commitments for working people to purchase homes on the best terms anywhere with one mortgage product for all homebuyers The Lowest Interest Rate: one-percent below market rate for a conventional "A" credit loan with the below incredible terms:

• no down payment,
• no closing costs,
• no application fees,
• no private mortgage insurance, and
• no requirement for perfect credit.
• The NACA Program has other incredible features which are detailed under NACA Mortgage
• every 1% of purchase price you put down, your rate goes down .25% (i.e. 20% down takes your rate down 5%)

There are "catches" such as the purchaser is required to register to vote, participate in the non-profit functions/seminars a few times a year - but the reward is worth it for those individuals ready to take advantage of the opportunity!

If you have questions, please feel free to drop a line!  Carpe Diem!!!

Cree Quaker, Broker/Owner

Barqua Real Estate & Design, LLC

www.Barqua.com

cree@barqua.com

845-679-1237