Special offer

Habitat for Humanity.....

By
Real Estate Broker/Owner with Linda Lipscomb RE/MAX Lexington Henderson County TN 262480

 

Henderson County, Tennessee

Looking for Homeowners!

An application drive is currently being held for potential homeowners in Henderson County.

 

Pre-applications are available at the Henderson Co. Chamber of Commerce

149 Eastern Shores Drive.

All pre-applications must be received by

Friday, July 11th, 2008.

 

 

Applicants must demonstrate the:

•·         Ability to pay

•·         Need for affordable, decent housing

•·         Willingness to partner with Habitat

 

Habitat for Humanity

Henderson County

.... Offering hope and help for low income families who cannot afford conventional mortgage payments....

What is a Habitat House?

Habitat Houses are affordable because they are:

• Built by volunteers working with future homebuyers

• Sold at no profit

• Financed with a twenty year 0% interest mortgage

Habitat Houses are "no frills", simple, decent houses with:

• Insulated walls, ceilings, crawl spaces, and windows

• Easy to maintain design and materials

• Modern fixtures and appliances

Habitat Houses are homes for families who:

• Attended budgeting, construction, and home maintenance classes

• Invested 500 hours of "sweat equity"

• Built their own home with the help of Habitat friends

Information You Need To Know Before You Apply!!!

Do I Qualify for a Habitat Home?

If you would like to know more about qualifying to own a home through Henderson County Habitat for

Humanity, please answer the questions below. Mail the completed "pre application" for to :

Habitat for Humanity, PO Box 635, Lexington, TN 38351. We will contact applicants if basic guidelines and

requirements are met for further follow up. You will then receive a HOUSING APPICATION to formally apply

for a Habitat House.

DATE:____________________________________

NAME:___________________________________

ADDRESS:_________________________________

__________________________________________

HOME PHONE:____________________________

WORK PHONE:____________________________

How many live in the household?_______________

Total annual household income:________________

Current RENT payment per month:______________

Current DEBT total per month:_________________

Average UTILITY bill-WINTER______________

SUMMER_____________

Willing to attend a budget class once a week for 4 months?______

Willing to learn construction and help others build houses?______

Willing to take home repair classes? ______

WHY DO YOU NEED A HABITAT HOUSE?_______________

_____________________________________________________

_____________________________________________________

_____________________________________________________

_____________________________________________________

Mission Statement

Habitat for Humanity International is a non profit, ecumenical Christian housing ministry. HFHI seeks

to eliminate poverty housing and homelessness from the world, and to make decent shelter a matter

of conscience and action.  Habitat invites people of all backgrounds, races and religions to build houses together in partnership

with families in need.

Criteria and Requirements For Applying

• There must be a NEED for shelter-meaning there is currently substandard or overcrowded

living conditions- current housing will be verified.

• Applicants will be asked to verify employment,income (and/or public assistance) and provide

personal references.

• Applicants must consent to credit and banking verifications.

• Must be a resident of Henderson County for minimum of one (1) year.

• Applicant must meet income guidelines on following page.

This process for application is much like it is with any other lender, but without the same lending or

interest fees.

ALL INFORMATION IS CONFIDENTIAL

A Habitat Home is NOT free...

You help build it with sweat equity!

THE CHART BELOW INDICATES THE FAMILY SIZE AND INCOME GUIDELINES BY THE MONTH OR YEAR

Family Size Minimum Income Maximum Income

Month Year Month Year

1 1,000.00 12,000.00 1,608.00 19,300.00

2 1,083.00 13,000.00 1,833.00 22,000.00

3 1,166.00 14,000.00 2,062.00 24,000.00

4 1,250.00 15,000.00 2,295.00 27,550.00

5 1,333.00 16,000.00 2,475.00 29,700.00

6 1,416.00 17,000.00 2,666.00 32,000.00

7 1,500.00 18,000.00 2,875.00 34,500.00

8 1,583.00 19,000.00 3,083.00 37,000.00

Although a minimum and maximum income guideline has been established, it is a guideline, not a rigid rule.

(Monthly total on ALL Utilities)

If you are reading this information from the local Chamber of Commerce, please pass along to anyone you know who might qualify for this wonderful program. 

RE/MAX Unlimited - 870 West Church St. - Lexington, TN.   38351

  

Comments (2)

Don Rogers
Keller Williams Realty Chesterfield - O'Fallon, MO
Realtor, Broker, CDPE, GRI, OnullFallon MO & St Charles County MO homes

Linda,

How many homes are they looking to build?  I think that this is a great program to supply workforce housing for people and at 0% interest it is that much sweeter.

Don R.

Jun 17, 2008 10:34 PM
Kathy Fisher Sells Lexington TN homes! 731.845.3413
Five Star Real Estate Services - Lexington, TN

This can be a wonderful opportunity for someone who will be a proud homeowner.  Let me know if there is anything I can do to help!

Jun 18, 2008 02:11 AM