This past weekend I did my semi annual checkup of our credit. I went to one of my favorite FREE websites and pulled a FREE copy of our credit report from http://www.annualcreditreport.com/. Keep in mind, you DON'T get your credit score for free. There is a charge of $7.50 I believe for each repository.

There were no errors and thank goodness there was no irregular activity!

Anyway, I was scrolling through the different repositories (Equifax, TransUnion & Experian) and something caught my eye. It was nothing eye opening as much as a refresher of what is considered Low Risk credit score and a High Risk credit score.

Here was a breakdown as given by TransUnion.