If you have a closing this week and appraisal has been completed prior to 2/11/2021 chances are that your closing will be affected. Because of the recent winter storm and FEMA Area Declaration, which was released this weekend, your lender will now be required to do a final appraiser inspection with pictures and certifications before closing.
The following counties are declared as a disaster area by FEMA:
Angelina
Aransas
Bastrop
Bee
Bell
Bexar
Blanco
Brazoria
Brazos
Brown
Burleson
Caldwell
Calhoun
Cameron
Chambers
Collin
Comal
Comanche
Cooke
Coryell
Dallas
DeWitt
Denton
Ellis
Falls
Fort Bend
Galveston
Gillespie
Grimes
Guadalupe
Hardin
Harris
Hays
Henderson
Hidalgo
Hood
Jasper
Jefferson
Johnson
Kaufman
Kendall
Lavaca
Liberty
Madison
Matagorda
Maverick
McLennan
Montague
Montgomery
Nacogdoches
Nueces
Orange
Palo Pinto
Panola
Parker
Polk
Rockwall
Sabine
San Jacinto
San Patricio
Scurry
Shelby
Smith
Stephens
Tarrant
Travis
Tyler
Upshur
Van Zandt
Victoria
Walker
Waller
Wharton
Wichita
Williamson
Wilson
Wise
Every loan, lender, and situation is different. So if you are a home buyer affected by this new rule, follow up with your lender, and consult and seek advice from your agent.
If you are a home seller, consult and seek advice from your agent.
If you are looking to purchase or sell your home, give me a call at 469-371-2899. My commitment to you is to help you reached your goal at the least amount of inconvenience to you. I'm here for you!
My client's reviews and testimonials are available below and on LinkedIn.
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“Susie is very detail-oriented, customer-focused and proactive realtor. She is very responsive in her communication, a top quality that I think most realtors are lacking of. Her professionalism, hard work and diligence exceed far beyond what I could ask for. She is willing to go above and beyond to serve her clients’ needs. I really enjoy working with Susie and will definitely work with her again in the future, as well as referring her to anyone else in need of a world-class realtor." - Suhendra U
“We enjoyed working with you so much. You’re so reliable and efficient, but never pushy & always honest about the strengths and weaknesses of homes. We will definitely call you with our next real estate quest! Was a pleasure getting to know you!” - Melissa N
"I have used Susie to purchase two homes within the past three years. Additionally, she aided my daughter and son-in-law in finding their new home. By far, Susie is one of the finest Realtors I have ever had the pleasure of working with. She is extremely knowledgeable of the market and truly listens to the client to find exactly what they are looking for. I highly recommend Susie. I would definitely use her again, but don't think my wife would ever let me move again." - Mark G
"I wanted to say THANK YOU to Ms. Susie Kay. I never thought home buying process was so complicated. I meet Susie from Google, searching for lenders. I called Susie in November 2013 and she recommended me to one of her lenders (not going to mention any names). Susie was so friendly and always had a smile on her face. I know she normally works North, but the area I was looking in was south and she did not mind traveling. She showed me to a lot of homes and also did her research on others homes she felt I would be interested in. I finally found a home! Well, the process at first was going smoothly until the end of the process. This lender gave Susie and me the BLUES, by not responding to e-mail or calls. This is what makes Susie the BEST realtor around as she stood her grounds to ensure her client was taken care of. Honestly, I don’t know what I would have done without her as a lot of time the lender leaves the buyer off of communication. To make a long story short, the lender was unable to process my loan and referred me to another lender (middle of January 2014) and the seller agreed to wait while the new lender gets my file together. During this entire process, Susie was by my side. The other lender (not mentioning any names), was awesome but also had communication challenges and again Susie was great with daily updates and e-mails to the lender. By the end of January the Seller decided not to wait any further and I lost the house and the money I invested in the house. So a couple of days later, Susie and I were house searching again. She took me all over, areas I never seen before (Savannah, Providence Village) but the location did not work for me. Later that day, I received a text from Susie inquiring about a location of new house in Lancaster and I said yes. She said be there are 8:30 in the morning and bring your check book. I met Susie at the location and I LOVED the house. We had some bumps in the road but I AM A HOME OWNER. I closed 3/12/2014. THANK YOU SUSIE." - Kaneshia A
“Susie was knowledgeable, kind, and extremely patient as we learned the homebuying process! She showed a lot of experience that helped guide us in making our decisions. As unknowns came up, she was always ready to help us come up with a confident answer. We went through several months trying to find the right home and Susie helped us get our favorite!” - Brad N
"There are no words to express our gratitude to such an incredible professional. We met Susie online while still living in London. She was extremely helpful, professional and dedicated to her work. Once we arrived to Texas, thanks to Susie we found the perfect house and we are so happy we found her. I would recommend anyone thinking in buying a property to talk to Susie. You won't find such extraordinary Realtor in the market. Thank you Susie once again for your excellent work!" - Morella H
“I highly recommend doing business with Susie.
We enjoyed working with Susie, she came prepared, knowledgeable about the current rental market, professional, friendly and honest. Rented our home in less than one month. Definitely would do business with her again.” - Pat P
“I have had the pleasure of working with Susie for the last 2 years. She introduced me to the Plano/Frisco area when I was looking for an apartment. But, she never gave up on trying to convince me that home ownership was the most fiscally sound way to go. I wouldn't listen... Then, I decided that my apartment rent was going up drastically and long story short, Susie stepped in and, despite my resistance, led me to my first dream home (I say first, because I know I will aspire for more). Susie was the catalyst that I needed; she introduced me to a lifestyle that I could not only afford, but a place that I now call HOME. I love coming home everynight. Susie, I owe you so much, truly.” - Moira M
“I highly recommend Susie, she helped my family and I bought our first home and sold it. She worked hard to make sure our house was sold in a timely manner. We got multiple offers within the first day. Throughout our house hunting journey she knew exactly what to show us based off of what we wanted, and was always understanding. You will not regret working with Susie, she has put my family and I in a happy home.” - Karina M
"Susie did a great job helping me to locate an acquire investment property in a very aggressive environment. She found the right property and then an excellent job to secure the property. " - Tom N
"Susie did a fabulous job finding my family the perfect home to rent while we settled into a new city. We like the home and the neighborhood so much we have been here for three years!" - Cole P
“Words can’t express how grateful we are to Susie, she was so very helpful to us. She gave us unrequested advice that put us in the right direction. She also made the home buying process easy and painless. We thank you so much for her persistence and patience with our home buying process.” - Tanece S
“Susie-thank you so much for your help, service, assistance and effort in getting my rent house rented-it was much appreciated!” - Jack P
“Susie is a nice lady and will get you what you want. Thank you, Susie.” - Jose R
“Susie, you'll be the first person I recommend for real estate referrals!” - Shamresh K
“Thank you Susie for all your help. It was a pleasure having you as our realtor, we are very happy with our new home.” - Carlos G
“Susie did an outstanding job finding us the perfect 1st home. She is very responsive to our communication. She listens well to what we are looking for and we are so impressed by her diligent work. Her knowledge about the industry has helped us tremendously. As a first time home buyer, we have lots of questions in our mind and she is really patient and always available to help us. Our family highly recommend her and we are very thankful that we have her as our realtor.
Thank you again, Susie!” - Yenni H
“Susie has assisted us finding the first and perfect home for our daughter. She listened to our need and helped us all the way through, started from planning, finding the right place, till the closing day; paying attention to every detail. We are truly pleased and highly recommend her to anyone who is searching for the right property.” - Mr. Pouw
“Give Susie Kay a call if you are looking to buy a house in the DFW area. She helped my family and I find our new home and made everything incredible simple and straight forward.” - Nathan D
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