In this market many homeowners find themselves in a position where they are upside down in thier own home. Meaning they owe the banks more than what the market will pay them for the home as things are currently. If you find yourself in this position and maybe your behind on the mortgage a month or two. It may be clear that you will have to sell your home so that you can start fresh and pay off all your bills in the process. You need to find a real estate professional that can arrange a short sale with the bank and sell the home at fair market value. It works like this. If you owe the bank 200,000 for you home and the market is only bearing 175,000 you may be able to sell you home for the 175,000 and make an agreement with the bank to accept less than the 200,000 that they are actually owed. If it is done right you may be able to walk away fresh and the bank satify the loan for less.This is typically not a simple process and should be left up to someone with experience. If you would like to know more about selling your home in a short sale please feel free to call me (Harry) 845-621-2006 or click here to email me